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Choose the right checking solution for your business

Every business is different. That's why Bank of America offers checking accounts that fit your unique needs. For larger, more established businesses, Business Advantage checking is an ideal fit. Business Fundamentals® checking is a better option for a smaller business with more basic needs. With both checking accounts, you can access your account anytime, anywhere, from a computer, tablet or smartphone with Online and Mobile Banking.1 Choose the one that works for you.

The information you'll need to apply

What to expect after applying

Business Advantage

Business Advantage

If you have an established business with larger balances and want services to fit your unique business needs, Business Advantage is a smart choice. You'll get all the great features of a Business Fundamentals account, plus a variety of other features listed below.

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With Business Advantage you will get:

  • A second Business Advantage checking account anda Business Interest Maximizer™ Savings account included withno additional monthly fees
  • Online Account Management Service to control multiple business accounts with a single sign-on,2 plus customizable permissions and Quickbooks® integration
  • Access to our Small Business Priority Service Team—experienced and knowledgeable representatives empowered to answer your questions and resolve your issues efficiently
  • No monthly fee for the first three months.See details on how to avoid the monthly fee
Business Fundamentals

Business Fundamentals®

If you are a smaller business that requires basic banking services with convenient access, this checking solution offers all that and more, with features like Online and Mobile Banking,footnote1 allowing you to pay bills anytime, from anywhere.

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With Business Fundamentals you will get:

  • No monthly fee when you make new qualifying purchasesof at least $250 on your Bank of America business debit or credit card3
  • A business employee debit card with detailed record keeping andexpense tracking to allow your employees to make purchases for you
  • A Business Investment savings account with no additional monthly fee
  • No monthly fee for the first two months.See details on how to avoid the monthly fee