Open a Bank of America Core Checking® account. No monthly maintenance fee for students under age 23. Open a Bank of America Core Checking® account. No monthly maintenance fee for students under age 23.

Open a Bank of America
Core Checking® account

No monthly maintenance fee for
students under age 231.

Starting on a stable financial path can be a little easier with a Bank of America Core Checking® account. It's a great way to learn financial independence with account features like Online and Mobile Banking2.

No monthly fees

Fee waiver for students

We waive the monthly maintenance fee for students under age 231 who are enrolled in a high school, college, university or vocational program. For information on any other fees, please refer to the Personal Schedule of Fees.

Not a student? See more ways you can avoid the monthly maintenance fee.

24/7 account access at home or on the go

24/7 account access at home or on the go

Online and Mobile Banking2 let students check balances, track expenses, set up email and text alerts3, make deposits4 and pay bills5 right from a smartphone or tablet.

Quick and easy transfers

Quick and easy transfers6

Parents can add money to the account as needed through the Mobile Banking app7 or Online Banking.

Security and peace of mind

Security and peace of mind

Students are protected by our $0 Liability Guarantee8 and new chip technology on debit cards, which provides additional security when used at chip-enabled terminals or ATMs.

Easy solutions for a misplaced  debit card

Easy solutions for a misplaced9 debit card

Debit cards can be temporarily locked through the Mobile Banking app or Online Banking to help prevent unauthorized transactions. And unlocking it is just as simple.

Convenient ATM Locations

Convenient ATM Locations

Bank of America offers students access to thousands of ATMs, making it easy for them to withdraw money as needed.

Free online tools

Free online tools and simple practical information from Better Money Habits® to help build financial know-how.

Free online tools

Schedule an appointment to meet one-on-one with a specialist at your local Bank of America® financial center.

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