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We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.
Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices powered by the DAA or through the Network Advertising Initiative's Opt-Out Tool. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.
To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.
A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. Please note, this does not include a transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, Merrill Edge® or Merrill Lynch® account.
A qualifying debit card purchase is any purchase of goods or services made in store, by telephone or online using the debit card and/or debit card number associated with the new checking account that qualified for the $150 bonus. Purchases will be qualified based on the day the purchase posts to your new account. Purchases include any payments made using your debit card number but do not include ATM transactions (such as withdrawals).
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Have at least one Qualifying Direct Deposit of $250
or
Maintain a minimum daily balance of $1,500 or more
Students under age 24 are eligible to have this fee waived while
enrolled in high school, college or a vocational program.
Preferred Rewards clients get this fee waived.
Or pay $12/month
Maintain a combined balance* of at least $10,000 or more
*Combined balances include:
The average daily balance in eligible linked checking
and savings accounts for the statement cycle
AND
The current balances in linked personal CDs and IRAs
at the end of the Interest Checking statement cycle
AND
The current balance (2 business days before the end of the Interest Checking statement cycle)
in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts
Preferred Rewards clients get this fee waived.
Or pay $25/month
Maintain a minimum daily balance of at least $500
or
Link your Bank of America Interest Checking® account to your Rewards Savings account
(waiver applies to first 4 savings accounts)
or
When you are a Bank of America Preferred Rewards client
(waiver applies to first 4 checking and savings accounts)
Or pay $8/month
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