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Bank of America

We're in the business of helping your business

Information in this easy-to-navigate site will help you get started using your accounts so you can make the most of your business banking experience.

Get Started with Your New Account

Just Opened a Business Checking Account?

Start Here

We want you to get the most out of your new Checking Account. If you haven't yet, make a deposit into your new account via:

  • Deposit Image ATM: simply insert checks or cash into the ATM for an image of your check, and cash deposit totals on your receipt. View deposit images demo.
  • Online Banking: to transfer money from another account to your new account.
  • A Banking Center: locate one near you.

Select your account for more get-started guidance.

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Start by saving on fees

Business Economy Checking1 is the ideal account for start-ups and smaller businesses.

Remember, you can have your monthly maintenance fee2 waived if you make purchases with your Visa® Business Debit Card every month as part of our Business Fundamentals package3, or maintain the minimum daily balance or average monthly balance as outlined in your specific checking account details. No charge for the first 150 checks paid and deposited items—combined—per month.

Enroll in Online Banking

Your new account includes our Online Banking service. Anytime, anywhere that you have Internet access you can link, view and manage all your accounts in one convenient interface. Enroll today.
View our Online Banking enrollment demo to learn how.

Online Business Suite® of Services

To extend your online banking capabilities, consider our valuable Online Business Suite tools. For instance, Account Management is compatible with Quicken® and QuickBooks® to help you simplify your cash flow processes. Or Direct Payments can help you pay vendors instantly online. Or Easy Online Payroll® is as simple as the name suggests. Or use Express Invoicing® to bill clients and receive payments electronically. Try any or all free for three months. View our Account Management demo.

Enroll in Online Banking today
Facts About Business Fees
Start by adding more accounts

One benefit of your new Business Advantage Checking account is that you can add up to three of the following accounts with no monthly maintenance fees:

Then, use Online Banking to link, view and manage all your accounts in one convenient interface. Learn about Online Banking.

Set up Online Business Suite® Account Management

Another advantage is that the Online Business Suite Account Management monthly service charge is waived. Your free service is compatible with QuickBooks® and Quicken® to help you simplify your bookkeeping. You can provide view only or specific transaction access to designated employees or trusted advisors, allowing you to delegate tasks. View our Account Management demo.

Enroll in Online Banking today
Facts About Business Fees

Customer Support Call 1.888.287.4637

Get started checklist

1In California, Business Economy Checking is known as Business Checking

2In California, the monthly maintenance fee is called monthly service charge.

3Bank of America will waive the monthly maintenance fee on your Business Economy Checking account for each statement period in the month following a point-of-sale Bank of America Visa Debit Card purchase. For example, if you make a point-of-sale Debit Card purchase in the month of August, your monthly maintenance fee credit will appear on your September statement. The following transactions do not qualify as point-of-sale purchases: a) ATM transactions; b) credits, such as those for purchases that are cancelled or returned, or other adjustments related to point-of-sale purchases; c) purchases of cash-like items, such as money orders, traveler's cheques, foreign currency, cashier's checks, gaming chips, and other similar instruments and things of value; d) account funding transactions, including transfers to open or fund deposit, escrow or brokerage accounts, and purchases of stored value cards. The account must be in good standing at the time of the purchase(s). For each month a point-of-sale Debit Card purchase is not made, you will be charged your usual monthly maintenance fee if you do not meet the minimum balance requirement outlined in your Business Schedule of Fees. We may, at our discretion and without notice to you, amend or cancel this offer at any time.

Looking for a Business Checking Account?

Find the One That's Right for You

We offer checking account options designed to address specific business needs. Compare our checking accounts. All business checking accounts come with free access to Online Banking for available balances, transaction history, check images, bill payments, business tax payments, Quicken® or QuickBooks® data sharing and more. Find out what you need to open an account.

Below are two of our most popular checking accounts.

Business Economy Checking

Our basic business checking account is a low-cost solution ideal for start-ups and smaller businesses that don't currently need many of the features of our Business Advantage package. As part of the Business Fundamentals package Bank of America will waive the monthly maintenance fee on your Business Economy Checking account for each statement cycle when a qualifying debit card purchase is made.1 Learn more about Business Economy Checking.

Business Advantage Checking

Our premier business-checking package is a great value that provides a broad range of features ideal for more established businesses, especially those with employees who need more than a basic business checking account. Learn more about Business Advantage Checking.

Facts About Business Fees

1Bank of America will waive the monthly maintenance fee on your Business Economy Checking account for each statement period in the month following a point-of-sale Bank of America Visa Debit Card purchase. For example, if you make a point-of-sale Debit Card purchase in the month of August, your monthly maintenance fee credit will appear on your September statement. The following transactions do not qualify as point-of-sale purchases: a) ATM transactions; b) credits, such as those for purchases that are cancelled or returned, or other adjustments related to point-of-sale purchases; c) purchases of cash-like items, such as money orders, traveler's cheques, foreign currency, cashier's checks, gaming chips, and other similar instruments and things of value; d) account funding transactions, including transfers to open or fund deposit, escrow or brokerage accounts, and purchases of stored value cards. The account must be in good standing at the time of the purchase(s). For each month a point-of-sale Debit Card purchase is not made, you will be charged your usual monthly maintenance fee if you do not meet the minimum balance requirement outlined in your Business Schedule of Fees. We may, at our discretion and without notice to you, amend or cancel this offer at any time.

Just Received Your Business Debit Card?

Start Here

It's time to activate your new Visa® Business Debit Card if you haven't already done so. You have three options:

  • Make a purchase using your Debit Card and PIN
  • Use your Debit Card and PIN at a Bank of America ATM
  • Call our toll-free number and follow the voice prompts. TIP: call from the same phone number you provided when opening the account.

Remember, a Bank of America Business Debit Card is convenient, secure and gives you peace of mind, knowing you're protected with our Total Security Protection® package: if it's not your purchase it's not your problem.™1

Order Debit Cards for employees

Let trusted employees make deposits and purchases on your behalf. Set and modify daily spending limits for ATM or in-store transactions and control access to make cash withdrawals, transfers, or balance inquiries.

Turn good deals into great deals

Enroll in Add It Up® and earn up to 20% cash back on top of retailers' discounts. Registration is free for Bank of America Online Banking customers with an eligible Bank of America Business Debit Card. All you have to do is shop through the Add It Up website.2

Learn more about the Add It Up program.

Here's how it all adds up:

When you buy everyday business necessities, you can earn up to 20% cash back from your favorite online retailers.

Image table to see how does Add it up work

Register your card at bankofamerica.com/additup this link opens in a new window

Activate Your Card Call 1.888.624.2323

Request Employee Debit Cards

1Claims may only be filed against posted and settled transactions subject to dollar limits and subsequent verification, including providing all requested information supporting unauthorized use claim. For debit card transactions, claims must be reported within 60 days of the statement.

2Participating retailers and offers are subject to change. You must have a Bank of America Business Debit Card and be enrolled in Online Banking to be eligible for participation in the program. Redemption of accrued cash back rebates occurs in accordance with program Terms and Conditions, generally monthly when a minimum of $5.00 cash back has been earned. Program is not available to Online Banking customers in Washington or Idaho and select military bank customers. Select MyExpression® credit cards, co-brand debit cards, Business credit cards, and other accounts are not eligible for participation in the program. Additional restrictions apply. Add It Up, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. All other company and product names and logos are the property of their respective entities and their use does not imply endorsement of or an association with the Add It Up program. For complete details see Terms and Conditions at bankofamerica.com/additup

Want a Business Debit Card?

Find Out How to Get One

A Business Debit Card complements a business checking account, providing easy and secure purchases and ATM transactions.

If you didn't get a Debit Card when you opened your account, you may want to consider requesting one. A Bank of America Business Debit Card is convenient, secure and gives you peace of mind, knowing you're protected with our Total Security Protection® package. With Total Security Protection, if it's not your purchase it's not your problem.™1

Debit cards for employees

You can also let trusted employees make deposits and purchases on your behalf. Set and modify daily spending limits for ATM or in-store transactions and control access to make cash withdrawals, transfers, or balance inquiries.

Turn good deals into great deals

Enroll in Add It Up® and earn up to 20% cash back on top of retailers' discounts. Registration is free for Bank of America Online Banking customers with an eligible Bank of America Business Debit Card. All you have to do is shop through the Add It Up website.2

Learn more about the Add It Up program.

Here's how it all adds up:

When you buy everyday business necessities, you can earn up to 20% cash back from your favorite online retailers.

Image table to see how does Add it up work

Register you card at bankofamerica.com/additup this link opens in a new window

Open a business checking account
Request a Business Debit Card or Employee Debit Card

Claims may only be filed against posted and settled transactions subject to dollar limits and subsequent verification, including providing all requested information supporting unauthorized use claim. For debit card transactions, claims must be reported within 60 days of the statement.

Participating retailers and offers are subject to change. You must have a Bank of America Business Debit Card and be enrolled in Online Banking to be eligible for participation in the program. Redemption of accrued cash back rebates occurs in accordance with program Terms and Conditions, generally monthly when a minimum of $5.00 cash back has been earned. Program is not available to Online Banking customers in Washington or Idaho and select military bank customers. Select MyExpression® credit cards, co-brand debit cards, Business credit cards, and other accounts are not eligible for participation in the program. Additional restrictions apply. Add It Up, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. All other company and product names and logos are the property of their respective entities and their use does not imply endorsement of or an association with the Add It Up program. For complete details see Terms and Conditions at bankofamerica.com/additup

Enrolled with Merchant Services?

Start Here

Following enrollment, you’ll receive a Merchant Welcome Kit that contains important information and instructions for getting started with payment processing. Now you’re ready to accept Visa®, MasterCard®, American Express®, Discover®, and other payment methods.

Set up online reporting

You can get timely access to critical payment and credit card reporting information for your business. ClientLine is what we call our online portal that gives you instant access to a full suite of credit card transaction reporting tools. View, search, print, and export data for all transactions processed by merchant card processing from Bank of America Merchant Services.

Grow your business

Aside from accepting credit cards, you can further expand your customers' payment options—and your revenue—by also accepting:

General Support Call 1.800.228.5882

Equipment Assistance Call 1.866.538.3827

1

2

Want to Accept Credit & Debit Cards?

Find out how

We recognize that different businesses have different needs. We offer a range of features, advantages, card processing equipment, payment solutions and pricing to suit the way your business operates.

Ready to find a solution right for your business?

Go
Looking to switch?

If your business already has a card processing service, but you're looking for a new service provider, we can help. Our service is compatible with a vast array of equipment. Find out how to switch to Bank of America Merchant Services today.

How Merchant Services works

Already enrolled in Online Banking?

Start Here

You've already enrolled in our free Online Banking service, so you've likely viewed your account activities and transactions. Be sure to get the most out of your Online Banking experience and use all its valuable features. For instance, use Business Alerts to notify you about critical balances, transactions or bill due dates.

You can also use your Online Banking's SiteKey and Passcode to access Mobile Banking. From your web-enabled phone go to www.bofa.mobi and you'll be able to bank on the go. View our Mobile Banking demo.

Connect to Quicken® or QuickBooks®

You can use basic accounting software, QuickBooks or Quicken 2007 to perform a wide range of other essential banking services offline. Simply download your transactions from checking, savings, and credit card accounts and load it into Quicken or QuickBooks. Learn how to connect with Quicken and QuickBooks.

Online Bill Pay & Direct Payments

You can also make online payments for bills, taxes, and other expenses electronically. Add our Direct Payments service to have your payments made directly into a vendor's account. Or use the Bill Pay feature of Online Banking. Learn how to pay bills in Online Banking.

Sign in to Online Banking
Interested in free Online Banking service?

Find Out Why You Should Enroll

Business Online Banking service is free with a small business checking account. It allows you to access information for multiple accounts, view available balances, get detailed transaction reports, download account data to be loaded into Quicken® or QuickBooks®, and perform a wide range of other essential banking services.

You can also make online payments for bills, taxes, and other expenses electronically. Use our demo to learn how to enroll for Online Banking.

Gain more control of your account

For only $15 a month, the Online Business Suite® Account Management service offers advanced features that let you:

  • View accounts for separate businesses on a single page
  • Split business and personal accounts into distinct sections on the same page for easy viewing
  • Delegate account viewing and management to trusted employees, partners and accountants, while maintaining secure control as the account owner
  • Perform all your online banking tasks directly within Quicken or QuickBooks and upload with direct connect functionality

Account Management is always free for businesses that have a Business Advantage Checking account.

Additionally, you can add indispensible services for Express Invoicing®, Direct Payments or Easy Online Payroll®.

Compare our online banking services.

Enroll in Online Banking today
Open a business Advantage Checking account

Stay Connected to Your Finances On The Go

Mobile Banking is a free1 service for our Online Banking customers that allows you to access your Online Banking account when you're away from the office. With Mobile Banking you can:

  • View account balances
  • Check to see when deposits have posted
  • Transfer funds to other Bank of America accounts or customers2
  • Pay your bills
  • Locate ATMs and banking centers, along with maps and directions

View our list of supported mobile devices

It's easy to get started

Sign in today at www.bofa.mobi from your cell phone's Internet browser. When prompted, enter your Online ID, then verify your SiteKey and enter your Passcode just as you would in Online Banking.

The first time you sign in, you'll be prompted to answer one of your challenge questions. After you sign in successfully, you can select the actions you want to perform from the main menu. View our Mobile Banking demo.

Have an iPhone, BlackBerry or Android device?

Download one of our Mobile Banking applications for one-touch access to the sign-in page and access to our ATM and banking center locator—no address input required. Download our Mobile Banking app or go to bankofamerica.com/mobilebanking for more information.

Enroll in Online Banking today

Check with your wireless carrier for fees that may apply.

Payees and transferees must be previously set up in Online Banking. Not available for accounts in Washington and Idaho.

Achieve Better Account Management

Online Business Suite® is a set of four powerful business tools, one of which is Account Management that can help you gain more control of your accounts.

Try Account Management free for three months
  • Grant accountants and trusted employees customized access to your accounts
  • View accounts for separate businesses with a single sign in
  • Consolidate personal and business accounts
  • Split business and personal accounts into distinct sections on the same page for easy viewing
  • Increased functionality, and flexible, seamless integration with Quicken® or QuickBooks®
  • Learn more about Account Management

After your trial run, it's only $15 per month for most customers—it's always free1 for businesses that have Business Advantage Checking.

Have Business Checking and use Online Banking?

Get started with Online Business Suite Account Management:

View our Account Management demo to learn how.

Do even more online

Other services in the Online Business Suite include Express Invoicing®, Direct Payments or Easy Online Payroll®.

Enroll in Online Banking today

1Monthly fee for Account Management is $15. However, it's free with Business Advantage checking.

Improve Your Cash Flow

Online Business Suite® allows you to select any combination of its useful services to suit your business needs. Express Invoicing® is popular because it allows your business to get paid faster and get access to the money more quickly when customers are invoiced electronically.

Try Express Invoicing free for three months
  • Create custom invoices from easy-to-use templates
  • Send electronic invoices to your customers
  • Avoid check holds with immediate funds availability of electronic deposits
  • Set up automatic payment reminder emails and past-due notices
  • Keep track of current, past-due, and paid invoices easily
  • Receive payments for your invoices electronically through our online Payment Center, even if your customer doesn't have a Bank of America account
  • Learn more about Express Invoicing

After your free trial period, Express Invoicing is only $10 a month for the first 20 invoices (after which it's $2 for each set of 5 invoices1).

Have Business Checking and use Online Banking?

Get started with Online Business Suite Express Invoicing:

View our Express Invoicing demo to learn how.

Do even more online

Other services in the Online Business Suite include Account Management, Direct Payments or Easy Online Payroll®.

Enroll in Online Banking today

1The fee for Express Invoicing covers the first 20 invoices sent in any calendar month. Additional invoices are subject to a fee of $2 for each set of 5 invoices. Fees may apply for additional services. To view an account from another financial institution, you must have online access set up with that institution. These fees will be withdrawn from the account to which your service fees are normally charged.

Help Avoid Late Fees and Penalties

Enhance your Online Banking experience with the Online Business Suite® of services. Choose its Direct Payments tool to ensure vendors get paid on time by having your payments made electronically and directly into their account.

Try Direct Payments free for three months
  • Eliminate paper checks and late fees with expedited electronic payments
  • Control cash flow by choosing payment delivery time
  • Send money to vendors or employees—practically anyone inside or outside the U.S.
  • Save money with discounted rates for same day wire transfers
  • Control the speed of wired money—same day at discounted rates or transfer money either next day or 3rd business day
  • Learn more about Direct Payments

After your free trial, the Direct Payments service is only $10 a month for the first 20 payments (after which it's $2 for each set of 5 payments1).

Have Business Checking and use Online Banking?

Get started with Online Business Suite Direct Payments:

View our Direct Payments demo to learn how.

Do even more online

Other services in the Online Business Suite include Account Management, Express Invoicing® or Easy Online Payroll®.

Enroll in Online Banking today

1The fee for Direct Payments covers the first 20 three-day payments to individuals or vendors scheduled in any calendar month. Additional payments are subject to a fee of $2 for each set of 5 three-day payments. In addition to the Direct Payments $10 monthly fee, each next-day payment is $10, each same-day domestic (U.S.) payment is $20, each international payment is $30 for payments sent in foreign currency and $40 for payments sent in U.S. dollars.

Save Money On Payroll

Within our Online Business Suite® there are four business solutions, and you can choose one, any or all to help your business. Easy Online Payroll is the easiest and most convenient way to do payroll online for businesses with less than 50 employees.1

Try Easy Online Payroll free for three months

The Basic service means you can:

  • Conveniently do all your business payroll online in no time
  • Effortlessly do calculations for salary, hourly wages, multiple pay rates, overtime, tips, commissions, bonuses, reimbursements, allowances, holidays, and more
  • Get multiple levels of reporting detail
  • Take the worry out of tax time with electronic, one-click federal tax filing and payments
  • Track vacation and sick days
  • Learn more about Easy Online Payroll

Our Plus Service has all this and more, such as state tax filing and payments, direct deposit into any financial institution, and cross-state employee payroll. Compare the Easy Online Payroll Basic and Plus services.

Accuracy guarantee

We guarantee the accuracy of payroll tax calculations for each pay stub and tax filing we prepare for you (subject to the terms and conditions in the Customer Service Agreement). Bank of America will pay all government penalties and interest assessed against you due solely to calculation errors made by us.

Have Business Checking and use Online Banking?

Get started with Online Business Suite Easy Online Payroll:

View our Easy Online Payroll demo to learn how.

Do even more online

Other services in the Online Business Suite include Account Management, Express Invoicing® or Direct Payments.

Enroll in Online Banking today

1Easy Online Payroll offers two service levels, Plus and Basic. Easy Online Payroll Plus Service is $36 per month. Easy Online Payroll Basic Service is $20 per month. With the Basic Service you will receive a $20 discount in any month you pay all your employees by direct deposit to a Bank of America account. For both the Plus and Basic Services, if you pay more than 20 employees, but not all are paid by direct deposit to a Bank of America account, an additional monthly fee of $2 will be charged for each employee over 20.

Common Banking Fees

We created a Clarity Statement to give you clear and straightforward information about your checking account and its fees.

Here are some common fees associated with Bank of America checking accounts—and how to help prevent them.

FEE DESCRIPTION HOW TO PREVENT IT

Overdraft Item Fee and NSF: Returned Item Fee

We may charge you a fee if you do not have available funds in your checking account to cover a check, Debit Card transaction or other type of withdrawal:

  • When Bank of America pays the check or withdrawal and then overdraws your checking account, you may be charged an Overdraft Item Fee.
  • When the check or withdrawal is not paid by Bank of America and instead we return the item, you may be charged an NSF: Returned Item Fee.

Sign up for these services:

to help you stay on top of your account activity so you can help avoid these fees. Ask your Bank of America representative to walk you through it.

Learn more about what Overdraft and NSF: Returned Item Fees are and how to help prevent them.

Monthly Maintenance Fee or Service Charge

For certain checking and savings accounts, Bank of America charges a monthly maintenance fee or service charge if certain blalance or other requirements are not met.

If you have Business Economy Checking you can have the monthly maintenance fee waived by using your business Debit Card for qualified monthly purchases. Learn more about Business Fundamentals.

Learn more about what Monthly Maintenance Fees are and what you can do each month to help prevent them.

Our Facts About Business Fees website outlines common business account fees, as well as ways to help you manage your accounts more efficiently.

 

Stay On Top Of Your Account Activity

Business Alerts1 via Online Banking send credit card, checking and savings account information to your email inbox or to your mobile phone as a text message.2

Customize your Business Alerts to complement the way you do business. Set up is fast and easy, but you must be enrolled in Online Banking to take advantage of them. Once enrolled, sign in to Online Banking and select Business Alerts at the top of the page.

Learn more about Business Alerts.

Checking & Savings account Business Alerts can tell you:
  • Your daily balance to make sure you don't overdraw your account
  • When your balance drops below a level that you specify, so you can keep your account above the minimum daily balance
  • When a deposit has been posted to an account
  • When a withdrawal of a specific amount has been made
Credit Card Business Alerts can notify you when:
  • Your payment is due to help you avoid late fees, loss of promotional rates, or more
  • Your credit card balance is close to your credit card limit to help you avoid overlimit fees
  • Your credit card account has received a credit, or when a payment has been posted to it

View our Business Alerts demo to learn how.

Enroll in Online Banking today

1Business Alerts are not available in Washington and Idaho.

2Check with your wireless carrier for fees that may apply. Mobile Baking available to Online Banking enrollees only. Not available with accounts in WA and ID. Payees and transferees must be previously set up in Online Banking.

Help Safeguard Your Credit Rating

Overdraft Protection Service allows you to link a Bank of America savings account, credit card or line of credit1 to your Bank of America checking account. Then, if you do not have sufficient available funds to cover a check or other debit, funds are automatically transferred from the available balance in the linked account to cover the overdraft. Transfers are typically made in increments of $100. Learn more about our Overdraft Protection service.

Overdraft Protection Fee

There is an Overdraft Protection Fee associated with most Overdraft Protection, but it may be less than if you were to incur an Overdraft Item Fee and NSF: Returned Item Fee, and your credit rating is not negatively affected. Call our toll-free number to discuss the various linked accounts options for you and the specific transfer fees associated with each method.

Learn more about what Overdraft and NSF: Returned Item Fees are and how to help prevent them.

Get Overdraft Protection ServiceCall 1.888.287.4637

1Overdraft Protection Service is not available in Washington and Idaho. You cannot link Overdraft Protection Service to a line of credit in California.

OFFER EMPLOYEES DISCOUNTED BANKING PRODUCTS

Bank of America Direct Benefits enables you to offer your employees valuable accounts and services.1 You can offer these special benefits to attract qualified employees, increase employee satisfaction and retention, and provide an extra incentive for employees to participate in direct deposit.

Features and benefits
  • Employees can sign up for direct deposit to a Bank of America checking account, at no additional cost to you
  • Extend your employee benefits and increase employee satisfaction with free MyAccess Checking® (when opened online) and additional banking benefits and discounts
  • Save time and money—no checks to cut, reduce postage fees and eliminate lost checks
  • Easy Online Payroll Basic service is free when all your employees are paid by direct deposit to a Bank of America checking account

1Employee eligibility for Bank of America Direct Benefits terminates when (a) the employee's relationship with the sponsoring company or organization terminates or (b) the sponsoring company's or organization's Bank of America Direct Benefits plan is terminated by either the company or organization or Bank of America, at which time rates and fees will revert to the current rates and fees as stated in the Personal Schedule of Fees.

FIND THE RIGHT CARD FOR YOUR BUSINESS

All our business cards feature competitive rates, convenient account access, and a variety of account services.1 We currently offer competitive introductory APRs, so all you need to do is choose the extra features that appeal to you the most, such as cards that:

Find out what you need to apply.

Additional features and benefits
  • Our extended purchase security protection doubles a manufacturer's warranty period by up to one additional year2
  • Receive up to $100,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars2
  • Access your account and pay bills online with Online Banking.

Compare up to four cards at a time.

1Normal credit standards apply. Credit subject to approval. Credit cards issued and administered by FIA Card Services, N.A.

2Certain restrictions, limitations and exclusions apply. Details available when you receive your card.

GET THE FINANCIAL BOOST YOU NEED

The old adage goes that you have to spend money to make money. And we understand there are times you may not have the money on hand to grow your business the way you envision it. Consider the following options.

Business lines of credit

Draw funds when you need working capital, seasonal or cyclical cash flow, emergency funds, or other short term financing—and only make payments when you use the line. Compare the business lines of credit we offer.

Business loans

Useful for long-term financing and fixed asset purchases, business loans provide a one-time lump sum with regular fixed monthly payments. Compare the business loans we offer.

Business leases

Borrow the entire purchase price, plus some soft costs, of new commercial vehicles and equipment. Several end-of-term options available. Compare the types of business leases we provide.

SBA financing

Get lower payments and longer terms with a Small Business Administration (SBA) loan, even if you don't qualify for other loans. Learn more about SBA financing.

SAVE WITHOUT LOCKING INTO A TERM

Your savings needs are different from the business across the street. That's why we offer a choice of savings options. Review our features and rates to find the right savings solution that doesn't lock you into a long term. Compare our business savings accounts.

Select Business Interest Maximizer™ Account

Our premium Money Market Savings account, with attractive interest rates, is for our Business Advantage Checking customers with new savings deposits greater than $10,000. Learn more about Select Business Interest Maximizer.

Business Interest Maximizer™ Account

Earn a higher interest rate on cash reserves and set funds aside for taxes, special projects or unplanned expenses. With this account you can grow your savings with multiple interest tiers that pay more for higher balances. Learn more about Business Interest Maximizer.

Business Investment Account

Earn interest while maintaining flexibility to write up to three checks per statement period. Learn more about the Business Investment Account.

GET A GUARANTEED RETURN ON YOUR INVESTMENT

Certificates of Deposit (CDs) are one of the highest-yielding Bank of America FDIC-insured investments. They're ideal for businesses that are looking for a guaranteed return and don't require liquidity.

Standard Business CDs

An FDIC-insured account that allows you to lock in a yield for a term you choose. Learn more about Standard Business CDs.

Business High Yield CDs

A business CD that allows you to maximize your savings with a guaranteed return. Learn more about Business High Yield CDs.

Business Risk Free CDs

Get the return of a CD, and the flexibility similar to a savings account. Learn more about Business Risk Free CDs.

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