HSA Balance and Tax Savings Calculator

Have you considered an HSA as a tax-deferred savings tool? Would you like to see what your HSA balance could look like over the next 10, 20 or 30 years? Interest compounding on the amounts you would have had withheld as income tax along the way can really help it add up.

Enter your annual HSA contributions and how much you anticipate withdrawing each year to pay for HSA-eligible expenses (medical, dental, vision, etc.). Then, include your tax information and your HSA interest rate to see your possible future balance and tax savings.


The calculators are provided by one or more third party service providers. The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only. You should not rely upon these figures as accuracy is not guaranteed and products may not be available for your situation. Bank of America and its affiliates are not tax or legal advisers. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. On calculators which require you to select an anticipated investment return, consideration should be given to factors affecting your potential return such as investment objectives, risk tolerance, and the time horizon for the investment. Remember, past performance is no guarantee of future results.
Bank of America, N.A Member FDIC. Equal Housing Lender. © Bank of America Corporation. All rights reserved.

Bank of America Logo