Compare Expenses for Individual or Family Coverage

Out-of-pocket expenses make up a large portion of your overall health care costs. Use this tool to factor them in and determine how you can benefit from a HSA-eligible health insurance plan and a monthly HSA contribution.

Use real values or approximations from actual, proposed or hypothetical plans.

Step 1: Enter traditional health plan amounts.
Step 2: Enter HSA-eligible plan amounts, including any amount you would contribute to your HSA.
Step 3: Choose your most likely claims scenario from the drop-down.

Annual Out-of-Pocket Costs shows a breakdown of total costs and payments, net out-of-pocket costs, and the savings possible with a HSA-eligible health insurance plan.

The calculators are provided by one or more third party service providers. The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only. You should not rely upon these figures as accuracy is not guaranteed and products may not be available for your situation. Bank of America and its affiliates are not tax or legal advisers. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. On calculators which require you to select an anticipated investment return, consideration should be given to factors affecting your potential return such as investment objectives, risk tolerance, and the time horizon for the investment. Remember, past performance is no guarantee of future results.
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