Bank of America Merchant Services logo

You work hard.

Your merchant services should, too.

See what Bank of America Merchant Services can do for your business.

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There’s nothing small about the challenges of running a business. So we’re always working to make running yours as efficient as possible, with U.S.-based, 24/7 support, access to funds as soon as the next business day1 and unparalleled security. That’s why we’re America’s #1-rated merchant services processor.2

Bank of America Merchant Services provides your business:

Access to funds as soon as next business day1

Advanced security and protection with TransArmor®
data protection3

Mobile Pay to accept payments wherever you are with your mobile device

The #1 merchant services processor2

Additional services, like gift cards, that can help create loyalty

The ability to accept credit cards, debit cards, electronic checks and gift cards

Mobile card device

Take your business mobile with our secure card reader

Sign up for Mobile Pay

With Mobile Pay and our free card reader4, you can accept credit or debit card payments right from your mobile device. And because business needs vary, there are two secure Mobile Pay options to choose from: Mobile Pay on Demand and Mobile Pay Business.

Want to swipe cards right from your phone?
Signing up for Mobile Pay is easy—sign up today.

Learn more

Privacy Policy

1 After deposit of transactions and only when you have a Bank of America business checking account. Only valid on Visa®, MasterCard® and Discover® transactions.    Exceptions may apply.

2 Based on bankcard, other credit, and PIN debit sales volume and transactions. Per the Nilson Report, September 2014, Issue 1049.

3 Other fees apply, TransArmor provides encryption and tokenization services. Use of TransArmor is not a guarantee that your systems will not be breached or cause you to be    compliant with the Payment Card Industry Data Security Standard or Card Organization Rules.

4 Please note there is a $5.99 shipping and handling charge for the Mobile Pay card reader.

Merchant Services are provided by Bank of America, N.A. and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

© Banc of America Merchant Services, LLC. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.

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If we cannot beat the total price of your current merchant card processing fee, we will give you $500. Get started with Bank of America Merchant Services today.

Pricing and product details »

Call
855.833.3612

Monday-Friday
8am-9pm ET

Access to funds
Next day availability is after deposit of transactions and only when you have a Bank of America business checking account. Only valid on Visa®, MasterCard®, and Discover® transactions. Exceptions apply.

$500 offer
This offer applies only to merchants who do not currently have a merchant account with Bank of America Merchant Services, merchants who are not part of an association, merchants who did not collect a payment from a like offer within the past 12 months, or merchants to whom other special consideration is paid or given related to transaction processing activities or support. Pricing comparison applies to credit card processing rates and fees only, not to include monthly terminal, product or software fees. Current pricing must be above card association interchange and assessment fees. Merchants must provide their most recent 2 months credit card processing statements. We will send a $500 check within 30 days of meeting the eligibility requirements. Limit one offer per merchant relationship/business entity. To the extent required by law, Banc of America Merchant Services, LLC will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Certain merchant restrictions and eligibility requirements apply. Offer subject to change without notice.

Merchant Services are provided by Bank of America, N.A. and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, and does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

Privacy & Security
Bank of America, N.A. Member FDIC. © 2014 Bank of America Corporation
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Onscreen disclosure 1: Hypothetical small business owner is a paid actor. Not representative of any specific client experience.

Onscreen disclosure 2: Fees apply. Please contact Bank of America Merchant Services.

Sam: When we started out as a little neighborhood joint, we used Bank of America Merchant Services to process credit, debit, gift cards and more at the counter.

And the best part? I can get my money as soon as the next business day.

We had a loyal following and we wanted to get our food out there. So I bought a truck, and another. And another. And another. But with 5 different locations, 4 of them moving — we needed more help from merchant services.

That's why I added Mobile Pay. I get competitive pricing and it makes getting paid that much easier. It takes the same card payment options and there's no middle man. So the money goes right into my account.

Plus, with their dependable service and their advanced security protection, I don't have to spend as much time worrying about fraud. And I get live service and support whenever I need it. What's not to love?

Now I can do business anywhere I want to—across the counter, online, and on my smartphone.

For me, every day is different — the locations, the customers. But with Bank of America Merchant Services, I can do business the way I want to. And when I don't have to worry about how I'm getting paid, I can concentrate on what I really love — the food.

Voiceover: Call 855.833.3612 today and get started with Bank of America Merchant Services.

Special offer may be available. Get started with Bank of America Merchant Services today.

Or call 855.833.3612 Monday-Friday, 8am-9am ET

Fees apply. Please contact Bank of America Merchant Services.© 2014 Bank of America Corporation.