Microsoft Wallet logo

Tap, pay, purchase. It's that easy with Microsoft Wallet.

You use your phone for almost everything. Now, add your eligible credit and debit cards
to any compatible phone with Windows 10 and the Microsoft Wallet app for an easy way to pay at any store that accepts contactless payments. Footnote 1, Footnote 2

Plus, you may get all the same great benefits and rewards you enjoy with your cards, including Bank of America’s $0 Liability Guarantee.Footnote 3

And Microsoft Wallet helps keep your account details safe—it uses a virtual card, so most merchants won't receive your actual card number. Footnote 4

  1. Add

    Add your eligible credit and debit cards to Microsoft Wallet. You're now ready to use your device to make purchases.
  2. Pay

    Simply unlock your phone, hold it near the contactless terminal at a participating store and follow the prompts.
  3. Manage

    Easily manage your virtual cards in Microsoft Wallet, and review card activity in Mobile Mobile or Online Banking.Online Banking.

Plus, you may get all the same great benefits and rewards you enjoy with your cards, including Bank of America’s $0 Liability Guarantee.Footnote 3

And Microsoft Wallet helps keep your account details safe—it uses a virtual card, so most merchants won't receive your actual card number. Footnote 4