How it works
Open the App and select “Deposit Checks.”
Take a picture of the front and back of your endorsed check.
Images are stored securely at the bank and are not saved directly on your phone.
Select the account to receive the deposit and enter the amount.
Hit “Make Deposit” and you'll get a confirmation message in seconds.
Mobile Check Deposit offers the same level of security that you have with Online Banking. For added protection, the images of your checks are stored securely at the bank and not on your mobile phone.
- Personal checks
- Business checks
- Government/Treasury checks
- Cashier’s checks
Checks must be from a U.S. institution and in U.S. dollars.
Deposits are subject to verification and funds may not be available immediately. Once the deposit has been received, you’ll be able to view the pending transaction online or on your phone. Checks received by the applicable cut off time on a business day are usually available in your account the next business day.
Once you've made your deposit, you'll get an email confirmation that we've received your deposit and are processing it. If there is any problem with the transaction, like insufficient funds or potential fraud, you'll receive a letter in the mail asking you to bring the check to a banking center to resolve the issue.
There is a monthly limit for Mobile Check Deposits and it’s displayed when you select your deposit account. Once you’ve hit that limit, you can’t deposit another check with the App until the limit is reset at the beginning of the next month.
The cut-off time for Mobile Check Deposits are based off of the time zone in which the account was opened. Checks received by the following cut off times on a business day are considered deposited on that day.
Eastern and Central: 9 P.M. Eastern timeMountain and Pacific: 8 P.M. Pacific time
There is no additional fee for using Mobile Check Deposit service, but we recommend that you check with your service provider to see if there are any wireless carrier fees.