Overdraft Protection

Ease your mind and help prevent unexpected overdraft fees.

How it works:

  • Overdraft Protection links your eligible checking account with another Bank of America account such as a savings account, a Money Market Savings account, a second eligible checking account or even a credit card.
  • Available funds are automatically transferred to your eligible checking account to cover transactions when you don’t have enough funds in that account.
  • There is no cost to enroll and you only pay a $10 transfer fee on the day you have an overdraft.1
  • Plus, we offer a variety of services and tools like alerts2, mobile banking3 and text banking4 that can help manage your account so you can have the information you need to make spending decisions no matter where you are.

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