Overdraft Protection

Ease your mind and help prevent unexpected overdraft fees.

How it works:

  • Overdraft Protection links your eligible checking account with another Bank of America account such as a savings account, a Money Market Savings account, a second checking account or even a credit card

  • If you are about to have an overdraft, available funds are automatically transferred to your checking account to cover the transaction

  • Available funds are automatically transferred to your checking account to cover transactions when you don’t have enough money in that account

  • There is no cost to enroll and you only pay a $10 transfer fee if you have an overdraft1

  • There is no cost to enroll and you only pay a $10 transfer fee on the day you have an overdraft1

  • Plus, get great tools like Mobile Banking2 and Alerts3 so you can manage your account whenever, wherever you need to

  • Plus, we offer a variety of services and tools like Mobile Banking2 and Alerts3 that can help you manage your account and give you the information you need to make spending decisions no matter where you are

Set up now

Not enrolled in Online Banking? Enroll now

Here's how:

  • Click Set up now

  • Log into Online Banking

  • Select the account you want linked to your eligible checking account

Here's how:

  • Click Set up now

  • Log into Online Banking

  • Select the account you want linked to your eligible checking account

Not enrolled in Online Banking? Enroll now

1There is no cost to enroll in Overdraft Protection but transfer fees may apply. Certain accounts may not have such fees. For deposit accounts, please refer to bankofamerica.com/feesataglance or your Personal Schedule of Fees for details. For credit card accounts, overdraft transfers will be Bank Cash Advances under your Credit Card Agreement and will accrue interest at the APR stated in your Credit Card Agreement. Please refer to your Credit Card Agreement for additional details.

2Mobile Banking requires enrollment through the Mobile App, Mobile Web, or Online Banking. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. Enrollment not available through the Mobile App on all devices.

3Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. Mobile App alerts are not available on select devices.

Some accounts, services and fees vary from state to state. Please review the Personal Schedule of Fees for your state, available at www.bankofamerica.com/feesataglance and your local banking center.

Privacy and Security Keeping your financial information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please read our Privacy Policy. You can also learn how Bank of America keeps your personal information secure and how you can help protect yourself.

Bank of America, N.A. Member FDIC. Equal Housing Lender © Bank of America Corporation. All rights reserved.

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Mobile Banking1

Securely manage accounts, pay bills and more, anytime, anywhere.

How it works:

  • Deposit checks using your phone or tablet2

  • Check your account balance

  • Transfer funds immediately to or from other Bank of America accounts3

  • Locate the closest banking center or ATM

  • Pay your bills from your phone, wherever you are

Mobile Access

Secure access to your accounts anytime, almost anywhere.

Get App

Mobile Access

Secure access to your accounts anytime, almost anywhere.

Please select device.

By providing your mobile number you are consenting to receive text messages. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

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1Mobile Banking requires enrollment through the Mobile App, Mobile Web or Online Banking. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. Enrollment not available through the Mobile App on all devices.

2Mobile Check Deposits are subject to verification and not available for immediate withdrawal. In the app, select "Help & Support," then “Mobile Check Deposit” for details, including funds availability, deposit limits, proper disposal of checks, restrictions and terms and conditions. Wireless carrier fees may apply. Requires at least a 2-megapixel camera. This feature is not available on the Mobile Website and select mobile devices.

3Fees apply to wires and certain transfers. See the Online Banking Service Agreement for details.

Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions. iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Bank of America is a registered trademark of Bank of America Corporation.

Some accounts, services and fees vary from state to state. Please review the Personal Schedule of Fees for your state, available at www.bankofamerica.com/feesataglance and your local banking center.

Privacy and Security Keeping your financial information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please read our Privacy Policy. You can also learn how Bank of America keeps your personal information secure and how you can help protect yourself.

Bank of America, N.A. Member FDIC. Equal Housing Lender © Bank of America Corporation. All rights reserved.

ARBY49GQ

Alerts

Prevent unwanted overdraft fees and stay on top of all your accounts.

Online Banking alerts1 help you prevent unwanted overdraft fees and stay on top of all your accounts.

How it works:

  • Send alerts to your email or mobile device

  • Set up Low Balance Alerts to receive notifications when your balance dips below your set amount

  • Know when checks are cashed, when money is deposited and more

Set up now

Not enrolled in Online Banking? Enroll now

Here's how:

  • Log into Online Banking

  • Click on the Alerts tab at the top of the page

  • Choose the alerts you want, and how you’d like to receive them

Here's how:

  • Log into Online Banking

  • Click on the Alerts tab at the top of the page

  • Choose the alerts you want, and how you’d like to receive them

Not enrolled in Online Banking? Enroll now

1Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. Mobile App alerts are not available on select devices.

Some accounts, services and fees vary from state to state. Please review the Personal Schedule of Fees for your state, available at www.bankofamerica.com/feesataglance and your local banking center.

Privacy and Security Keeping your financial information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please read our Privacy Policy. You can also learn how Bank of America keeps your personal information secure and how you can help protect yourself.

Bank of America, N.A. Member FDIC. Equal Housing Lender © Bank of America Corporation. All rights reserved.

ARBY49GQ

SafeBalance Banking®

Alternative banking that helps you avoid overdrawing your account.

How it works:

If you need help spending only what's in your account, but also want many of the same features of a traditional checking account, SafeBalance Banking may be right for you.

With SafeBalance Banking:

  • Instead of checks, you can pay individuals and businesses using a debit card, Online Bill Pay1 from your computer or mobile device, or mobile and online transfers2

  • You can't write paper checks. Instead you can pay individuals and businesses using a debit card, Online Bill Pay1 from your computer or mobile device, or mobile and online transfers2

  • You get extra help protecting against overdrawing your account3

  • You'll have a predictable $4.95 monthly maintenance fee

Learn more about SafeBalance Banking and if it’s right for you.

Call 1.866.665.7768

Here’s how:

To get started, give us a call at 1.866.665.7768 or visit us in a banking center.

Here's how:

To get started, give us a call at 1.866.665.7768 or visit us in a banking center.

Schedule an appointment