Overdraft Protection

Ease your mind and help prevent unexpected overdraft fees.

How it works:

  • Overdraft Protection links your eligible checking account with another Bank of America account such as a savings account, a Money Market Savings account, a second checking account or even a credit card

  • If you are about to have an overdraft, available funds are automatically transferred to your checking account to cover the transaction

  • Available funds are automatically transferred to your checking account to cover transactions when you don’t have enough money in that account

  • There is no cost to enroll and you only pay a $12 transfer fee if you have an overdraft1

  • There is no cost to enroll and you only pay a $12 transfer fee on the day you have an overdraft1

  • Plus, get great tools like Mobile Banking2 and Alerts3 so you can manage your account whenever, wherever you need to

  • Plus, we offer a variety of services and tools like Mobile Banking2 and Alerts3 that can help you manage your account and give you the information you need to make spending decisions no matter where you are

Set up now

Not enrolled in Online Banking? Enroll now

Here's how:

  • Click Set up now

  • Log into Online Banking

  • Select the account you want linked to your eligible checking account

Here's how:

  • Click Set up now

  • Log into Online Banking

  • Select the account you want linked to your eligible checking account

Not enrolled in Online Banking? Enroll now

1Overdraft Protection Transfer fees may apply. Please refer to your Personal Schedule of Fees. If you enroll in Overdraft Protection with your credit card, overdraft transfers will be Bank Cash Advances under your Credit Agreement and will accrue interest at the APR stated in your Credit Card Agreement. A fee may apply to each transfer. Please refer to your Credit Card Agreement for additional details.

2Mobile Banking requires enrollment through the Mobile Banking app, mobile website, or Online Banking. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone, and Android devices.

3Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. The Mobile Banking app and Mobile Banking app alerts are not available on select devices. Mobile Banking app alerts are not available on the mobile website.

Some accounts, services, and fees vary from state to state. Please review the Personal Schedule of Fees for your state.

Privacy & Security | Advertising Practices

Bank of America, N.A. Member FDIC. Equal Housing Lender © Bank of America Corporation. All rights reserved.

ARL6FPT7/JFSG96

Mobile Banking1

Securely manage accounts, pay bills and more, anytime, almost anywhere.

How it works:

  • Deposit checks using your smartphone or tablet2

  • Check your account balance

  • Transfer funds immediately to or from other Bank of America accounts

  • Locate the closest financial center or ATM

  • Pay your bills from your phone wherever you are

  • Pay your bills from your phone, wherever you are

Mobile Access

Secure access to your accounts anytime, almost anywhere.

Get App

Mobile Access

Secure access to your accounts anytime, almost anywhere.

Please select device.

By providing your mobile number you are consenting to receive text messages. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Thank You

A message was sent to your ### at ###

Thank You

The iTunes App Store is open in a new browser tab. Please download the App in the iTunes App Store.

1Mobile Banking requires enrollment through the Mobile Banking app, mobile website or Online Banking. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone, and Android devices.

2Mobile Check Deposits are subject to verification and not available for immediate withdrawal. In the Mobile Banking app, select Help & Support, then Mobile Check Deposit for details, including funds availability, deposit limits, proper disposal of checks, restrictions and terms and conditions. Wireless carrier fees may apply. Requires at least a 2-megapixel camera. This feature is not available on the mobile website. The Mobile Banking app is available on iPad, iPhone, and Android devices.

Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions. iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

Some accounts, services, and fees vary from state to state. Please review the Personal Schedule of Fees for your state.

Privacy & Security | Advertising Practices

Bank of America, N.A. Member FDIC. Equal Housing Lender © Bank of America Corporation. All rights reserved.

ARL6FPT7/JFSG96

Alerts

Prevent unwanted overdraft fees and stay on top of all your accounts.

Start getting alerts1 to help you prevent unwanted overdraft fees and stay on top of all your accounts.

How it works:

  • Send alerts to your email or mobile device

  • Alerts are sent directly to your email or mobile device

  • Set up Low Balance Alerts to receive notifications when your balance dips below your set amount

  • Know when checks are cashed, when money is deposited and more

Set up now

Not enrolled in Online Banking? Enroll now

Here's how:

  • Log into Online Banking

  • Click on the Alerts tab at the top of the page

  • Choose the alerts you want, and how you’d like to receive them

Here's how:

  • Log into Online Banking

  • Click on the Alerts tab at the top of the page

  • Choose the alerts you want, and how you’d like to receive them

Not enrolled in Online Banking? Enroll now

1Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. The Mobile Banking app and Mobile Banking app alerts are not available on select devices. Mobile Banking app alerts are not available on the mobile website.

Some accounts, services, and fees vary from state to state. Please review the Personal Schedule of Fees for your state.

Privacy & Security | Advertising Practices

Bank of America, N.A. Member FDIC. Equal Housing Lender© Bank of America Corporation. All rights reserved.

ARL6FPT7/JFSG96

SafeBalance Banking®

Alternative banking that helps you avoid overdrawing your account.

How it works:

If you need help spending only what's in your account, but also want many of the same features of a traditional checking account, SafeBalance Banking® may be right for you.

With SafeBalance Banking®:

  • Instead of checks, you can pay individuals and businesses using a debit card, Online Bill Pay1 from your computer or mobile device, or mobile and online transfers2

  • You can't write paper checks. Instead you can pay individuals and businesses using a debit card, Online Bill Pay1 from your computer or mobile device, or mobile and online transfers2

  • You get extra help protecting against overdrawing your account3

  • You get extra help protecting against overdrawing your account3

  • You'll have a predictable $4.95 monthly maintenance fee

Learn more about SafeBalance Banking and if it’s right for you.

Learn more about SafeBalance Banking and if it’s right for you.

Here’s how:

To get started, give us a call at 1.866.665.7768 or visit us in a financial center.

Call 1.866.665.7768

Better Money Habits

Get free tools, information, and videos and tips to better manage your financial life.

Learn more

Here's how:

To get started give us a call at 1.866.665.7768 or visit us in a financial center.

Schedule an appointment

Better Money Habits

Get free tools, information, videos and tips to better manage your financial life.

Learn more