Focus on what matters most

Securely deposit checks from your home or office

Make unlimited deposits when it fits your schedule.

With Remote Deposit Online you can make unlimited check deposits securely right from your home or office. Start using it today and you can:

  • Save time and skip the trip to the ATM or banking center
  • Deposit unlimited checks with a check scanner we provide at no fee
  • Enjoy later deposit cutoff times

Want to see how it works? Click on the demo to the right for details.

Try it with no monthly fee for three full months, with no obligation.1
That’s a value of $40 a month; a total of $120.

Call to enroll: 866.283.4075

Payroll made easy

Deposits from your home or office

Watch this video to see how with Remote Deposit Online.

Make fewer than 20 check deposits per month? You might also be interested in our Mobile Check Deposit service.

View features of remote deposit online. Opens a pop up.

Remote Deposit Online

Try it for 3 full months,
with no monthly fee and a scanner provided for no fee.
That's a value of $40 a month — a total of $120.

Show Pricing and product details » for the Remote Deposit Online

Call 866.283.4075
8am-10pm ET

Onscreen disclosure 1: Hypothetical small business owner. Not representative of any specific client experience.

Onscreen disclosure 2: Monthly and other fees may apply. See product and pricing details link at the end of this video.

Doree: In my business, I'm always on the move. I have 16 employees and hundreds of demanding "clients". I spend the whole day with my dogs, and that doesn't leave much time for paperwork.

My clients pay by cash or check. Mostly checks. So at the end of the week, I could have up to 50 checks to deposit. Getting to the bank can be a challenge. That's why I started using Remote Deposit Online.

Now I can make check deposits from my "office", instead of making a trip to the ATM or bank.

In my line of work, I'm always looking for new ways to save time and money. That's what I love about Remote Deposit Online—it lets me do both. Now I have the flexibility to manage my business on my time. There's no more scheduling a trip to the bank before it closes, and I have later cutoff times.

Let's start by setting up the scanner.

Setting up the scanner is a breeze. When I enrolled, I had a specialist help me set up the program. Then I read the online user guide and it walked me through the steps to set up the scanner. And if I did need help, a specialist was available to walk me through it.

Since I'm rarely without company, banking on my schedule is key. Next we'll talk about how to deposit checks.

To deposit checks, I just log in to Remote Deposit Online with my Online Banking ID and passcode. The homepage gives me an overview of my options, including making a new deposit and reviewing the deposits I've made in the last 90 days.

When I'm ready to start, I click Create New Deposit. Then I fill in the required information and click Start Capture. Now I can begin inserting the checks through one at a time. It's amazing how fast they go through the scanner. I can scan 50 checks in the time it takes to me make a cup of tea.

Once all my checks have been scanned, I confirm that the deposit amount is correct, and click Complete.

I can also view the image of the back and front of the check I just deposited.

And with later cutoff times, my money is in my account the next business day if I make the deposit the previous business day.

Plus there's a handy online reference guide that helped me along the way as I set up the scanner. And if I had any questions, I could always call customer service.

Bank of America has always been my bank. And when it comes to my business, I rely on their security and expertise to deposit my checks. Because some days, I need all the help I can get. My work is demanding… and so are my clients.

Voiceover: Call to speak with a bank associate who will verify account information, assess your product needs and ensure you qualify for the service. You will need to verify that your computer can support the technical requirements to make deposits remotely.

A Bank of America small business checking account and enrollment in Small Business Online Banking is required. Call today and enjoy the safety and security you can expect from Bank of America.

To enroll, follow 4 easy steps
1. Call 866.283.4075
2. Accept the terms and conditions
3. Once approved you will be sent your scanner
4. Now you're ready to start making deposits

Call 866.283.4075 to enroll, Monday-Friday, 8am-10pm ET

Special offers may now be available.
Call 866.283.4075 to enroll, Monday-Friday, 8am-10pm ET

Bank of America, N.A. Members FDIC. © 2014 Bank of America Corporation.

Remote Deposit Online is subject to approval and availability in your area. A $40.00 monthly service fee will be assessed for this service after your no fee three month period ends. Transaction fees associated with your checking account still apply. Please refer to your deposit agreement. Remote Deposit Online requires a contractual agreement with penalty if cancelled after initial 30 day trial or prior to one year agreement.

Small Business Online Banking requires Internet access, and Internet service provider fees may apply.

Privacy & SecurityLink opens a new window
Bank of America, N.A. Member FDIC. © 2014 Bank of America Corporation

ARA630A1 7.30.15

Mobile Check Deposit

On the mobile app: Mobile Check Deposit1 Say you’re visiting with a client and the client hands you a check. With Mobile Check Deposit, you can use select devices to simply snap pictures of the check, choose your account, enter the amount and send.

Available at your convenience After the deposit has been processed and posted to your account, you’ll see the check images displayed with the deposit transaction item in Mobile Banking2 and Small Business Online Banking. In Small Business Online Banking, just click on the images and you’ll be able to print copies for your records. Your check images are stored only at the bank, not on your device. Make deposits via an app developed specifically and exclusively for your iPhone, iPod touch, Android phone, Windows Phone, iPad or Android tablet.

1 You must first download the Mobile App and accept terms and conditions. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. Click the "More" button in the App, select "Help" and then "Mobile Check Deposit" for details, including information on funds availability, deposit limits and proper disposal of checks and to see the full terms and conditions. Wireless carrier fees may apply. Requires at least a 2-megapixel camera. This feature is not available on the Mobile Website and select mobile devices.

2 To access Online or Mobile Banking, you must enroll in the service. Once enrolled, the same Online ID and passcode can be used to access both Online and Mobile Banking. View the Online Banking Service AgreementOpens in a new window for more information about both Mobile and Online Banking. Data connection required. Wireless carrier fees may apply. Enrollment not available through the Mobile App on all devices.

iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. Android™ is a trademark of Google Inc. Windows® Phone is a trademark of the Microsoft group of companies.

Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.