Bank of America Advantage SafeBalance Banking®

SafeBalance Banking® is a smart choice for students and young adults with no monthly maintenance fee for SafeBalance Banking® accounts with an owner under 251 and this account has no overdraft fees.

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No monthly maintenance fee

A SafeBalance Banking® account offers no monthly maintenance fee for SafeBalance Banking® accounts with an owner under 25.1

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No overdraft fees

SafeBalance Banking® helps keep you from spending more than you have,2 and this account has no overdraft fees.

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Send money with Zelle®

Bank of America and Zelle® provide a fast and free way to send and receive money with friends and family, no matter where they bank in the U.S..3

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Convenient Access

Get cash from thousands of ATMs and financial center locations.

Bank of America Advantage SafeBalance Banking®

Help your financial journey progress with checkless banking4 and flexible ways to pay. Plus, no monthly maintenance fee for SafeBalance Banking® account owners under 251 and this account has no overdraft fees.

Ready to open a Bank of America Advantage SafeBalance Banking® account?

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Debit cards make payments easy

Open a Bank of America Advantage SafeBalance Banking® account and get a debit card to make quick, and secure transactions. See all of the friendly features that come with Bank of America debit cards. 

 

Get started with Debit

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$0 Liability Guarantee5

You’re not responsible for unauthorized transactions, when reported promptly.

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Get cash

Get cash at thousands of Bank of America ATMs.

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Lock misplaced cards6

Temporarily lock and unlock your debit card if you misplace it.

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Ways to Pay

Use your debit card at Contactless terminals and add your card to your digital wallet.

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Bank of America Advantage Savings

Our savings account can help you grow your money with no monthly maintenance fees for Advantage Savings account owners under age 25.7 Use impressive resources and tools, like Keep the Change®, to help boost your savings even more.8

Get started with Bank of America Advantage Savings. 

We can help parents, teens and young adults choose the right accounts and digital tools for success.

Connect with an advisor who will explain account details further and help you get started.

Bank with ease, from almost anywhere

The Bank of America Mobile Banking app9 is packed with features to help manage accounts all in one place.

Get the app

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