Business Advantage Relationship Rewards

Relationships just got more rewarding

Schedule an appointment
Schedule an appointment

The Business Advantage Relationship Rewards program is a new way to boost your business, with a wide range of rewards and benefits that grow as you increase your balances across your combined Bank of America business deposit and/or Merrill Edge® or Merrill Lynch® investment balances.

The program has three tiers, and your tier is based on the combined business deposit balances and/or your Merrill Edge and Merrill Lynch investment accounts. So the more you grow your balances, the more you grow your rewards.

  • PLATINUM HONORS

    $100K+

    3-month average
    combined balances

  • PLATINUM

    $50K to $100K

    3-month average
    combined balances

  • GOLD

    $20K to $50K

    3-month average
    combined balances

See complete benefits

Talk with us about how to qualify and enroll in this exciting new program.

Schedule an appointment with a Small Business Specialist
Give us a call at 1.888.BUSINESS (1.888.287.4637)
Stop by any of our conveniently located Financial Centers

Online enrollment coming soon.

Free to join, simple to use

The Relationship Rewards program
costs you nothing and gives you so much.
What do you need to qualify?
Only two things:

  • An eligible
    Bank of America business 
    checking account

  • 3-month average combined business balances of $20,000 or more

    in qualifying Bank of America business
    deposit accounts and/or Merrill Edge or Merrill Lynch business investment accounts.

Rewards that grow with your business

The following content belongs to the tab information.

$100K+ 3-month average combined balances

  • NoFees

    on select everyday banking services (inbound wires, stop payments and more)1

  • 75%Rewards Bonus

    on the base earn for eligible business credit cards2

  • CashRewards

    on Bank of America Merchant Services processing3

  • Interest RateBooster

    on Business Advantage Savings accounts4

  • 0.75%Interest RateDiscount

    on Business Advantage Credit Line, Term Loan and Secured Lending5

  • 0.50%Interest RateDiscount

    on Business AdvantageAuto Loans6

  • 0.50%Interest RateDiscount

    on CommercialReal Estate Loans7

  • $20Full ServicePayroll Refund

    on the cost of the monthly service fee8

  • Interest RateDiscounts

    for Practice Solutions clients9

  • PriorityClient Service


    thru 888.BUSINESS and And Merrill Edge® Advising10

    Merrill Edge® Complimentary Financial Review Annual review with a Small Business Specialist
  • NoFees

    on non-Bank of America® ATM transactions


    Unlimited

  • Merrill Edge®

    online investing

    $0 Stock andETF trades11

    Platinum and Platinum Honors tier clients. Trade limits apply. Other fees may apply.

    Up to 100 per month

$50K to $100K 3-month average combined balances

  • NoFees

    on select everyday banking services (inbound wires, stop payments and more)1

  • 50%Rewards Bonus

    on the base earn for eligible business credit cards2

  • CashRewards

    on Bank of America Merchant Services processing3

  • Interest RateBooster

    on Business Advantage Savings accounts4

  • 0.50%Interest RateDiscount

    on Business Advantage Credit Line, Term Loan and Secured Lending5

  • 0.35%Interest RateDiscount

    on Business AdvantageAuto Loans6

  • 0.35%Interest RateDiscount

    on CommercialReal Estate Loans7

  • $15Full ServicePayroll Refund

    on the cost of the monthly service fee8

  • Interest RateDiscounts

    for Practice Solutions clients9

  • PriorityClient Service


    thru 888.BUSINESS (888.287.4637) and And Merrill Edge® Advising10

    Merrill Edge® Complimentary Financial Review
  • NoFees

    on non-Bank of America® ATM transactions


    Up to 12 per year

  • Merrill Edge®

    online investing

    $0 Stock andETF trades11

    Platinum and Platinum Honors tier clients. Trade limits apply. Other fees may apply.

    Up to 30 per month

$20K to $50K 3-month average combined balances

  • NoFees

    on select everyday banking services (inbound wires, stop payments and more)1

  • 25%Rewards Bonus

    on the base earn for eligible business credit cards2

  • CashRewards

    on Bank of America Merchant Services processing3

  • Interest RateBooster

    on Business Advantage Savings accounts4

  • 0.25%Interest RateDiscount

    on Business Advantage Credit Line, Term Loan and Secured Lending5

  • 0.25%Interest RateDiscount

    on Business AdvantageAuto Loans6

  • 0.25%Interest RateDiscount

    on CommercialReal Estate Loans7

  • $10Full ServicePayroll Refund

    on the cost of the monthly service fee8

  • Interest RateDiscounts

    for Practice Solutions clients9

  • PriorityClient Service


    thru 888.BUSINESS (888.287.4637) andAnd Merrill Edge® Advising10

    Merrill Edge® Complimentary Financial Review

The Relationship Rewards program is our commitment to helping you grow your business and get more back from your banking. The higher your business deposit balances with Bank of America® and/or investment balances with Merrill Edge and Merrill Lynch, the greater your benefits.

Schedule an appointment with a Small Business Specialist to get started today.


Schedule an appointment

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Cards not eligible for the rewards bonus:

  • Non-rewards credit cards (Bank of America Platinum and Platinum Plus for Business cards)
  • Personal or consumer purpose credit cards
  • Business Advantage Cash Rewards 123 w/50% Bonus
  • Business Advantage Travel Rewards w/50% Bonus
  • Merrill Lynch branded Merrill Rewards for Business Card
  • Alaska Airlines®
  • Asiana Airlines®
  • Spirit Airlines®
  • Business Banking, Global Commercial Banking, Global Corporate Investment Banking or Institutional clients are not eligible to participate in the program.
  • This list is subject to change without prior notice.

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