Expect more from your checking account

Open a Bank of America Advantage Banking account and enjoy tools,
benefits and rewards to help you manage your money.

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$150 Bonus Offer

One account. Three settings.
Choose the account setting that works for you.

Bank of America
Advantage SafeBalance Banking
A good choice if you want to avoid overdraft fees and don’t
write checks.
See details
Bank of America Advantage Plus Banking
A good choice if you use direct deposit and want a straightforward banking account.
See details
Bank of America Advantage Relationship Banking
A good choice if you keep higher balances and want multiple accounts and complimentary services.
See details

Bank of America Advantage SafeBalance Banking™

A good choice if you want to avoid overdraft fees and don’t
write checks.

$25 opening deposit

No overdraft fees

No paper checks

$4.95 monthly maintenance fee

This fee is waived for eligible students or with enrollment in Preferred Rewards.

Learn more

Bank of America Advantage Plus Banking™

A good choice if you use direct deposit and want a straightforward banking account.

$100 opening deposit

Multiple ways to waive the monthly fee

Option to add Overdraft Protection1

$12 monthly maintenance fee

This fee is waived with minimum direct deposit or daily balance requirements, for eligible students or with enrollment in Preferred Rewards.

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Bank of America Advantage Relationship Banking™

A good choice if you keep higher balances and want multiple accounts and complimentary services.

$100 opening deposit

No fees on select services and additional accounts2

Earn interest (See rates)

Option to add Overdraft Protection1

$25 monthly maintenance fee

This fee is waived with combined balances in eligible linked accounts or with enrollment in Preferred Rewards.

Learn more

Bank of America Advantage Banking comes with great features, including:

Get more rewards with your everyday banking®:

A Bank of America checking account
+
the Bank of America Preferred Rewards program
=
Even more benefits

The Preferred Rewards program offers benefits and rewards across your Bank of America relationship.
As a Preferred Rewards client, you can enjoy benefits such as no monthly maintenance fees on up to four checking accounts, and as a Platinum or Platinum Honors tier client, no-fee transactions at non-Bank of America ATMs in the U.S. (Platinum tier: one per statement cycle; Platinum Honors tier: unlimited).

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Need more information about opening an account?

J.D. Power Logo. 2018 Certified Mobile App.

Our Mobile Banking app is certified by J.D. Power* for providing
"An Outstanding Customer Experience."