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Shop on the go with Apple Pay®


It’s easy to add your Bank of America® credit and debit cards to Apple Pay to conveniently make purchases using your iPhone® and Apple Watch®.1

With Apple Pay, you can easily make purchases at participating merchants with virtual cards on your iPhone and Apple Watch. While Apple Pay offers an exciting way to make purchases on the go, you still get all the rewards, benefits and protections your card may provide.

Learn more about Apple Pay
  1. 1.


    Add your eligible Bank of America® credit and debit cards from our Mobile Banking app2 or to Apple Wallet on your iPhone.
  2. 2.


    Pay by holding your iPhone or Apple Watch near the reader at participating merchants.
  3. 3.


    Manage your virtual cards and control access in Apple Pay; review card activity in OnlineOnline or Mobile Banking.


Your credit and debit card information in Apple Pay is stored with enhanced security3. And, if your iPhone is ever lost or stolen, you can use Apple’s Find My iPhone to quickly put your device in Lost Mode to lock or erase the device.

Plus, all Bank of America consumer credit and debit cards and small business debit cards are protected by our $0 Liability Guarantee4 and fraud monitoring.


What credit or debit cards are eligible?Your Bank of America®, Merrill Lynch® and U.S. Trust® consumer credit cards and your Bank of America consumer and small business debit cards are eligible.5 U.S. Trust debit cards also qualify. There’s no cost to create a virtual card or to use Apple Pay.6

Need an eligible card to get started?Open a personal checking account, a business checking account or apply for a credit card7.