Lots of people have a savings goal.
We make it easier to help reach yours.

Setting up automatic transfers into your savings account can help it build up fast.

Get started

Vacations. Rainy day funds. Paying down debt. A down payment on a home or car. 40% of people are actively saving toward their goals.* Whatever yours are, see how automatic transfers can help you reach them.

  • Small savings add up

    Just saving $25 a month adds up to $300 a year even before interest is added, which is a good step toward a vacation or rainy day fund.

  • Get a paycheck ahead

    Divide your paycheck by your number of pay periods per year (usually 12 or 24), then set up a transfer for that amount every payday. In a year, you’ll save an additional paycheck.

  • Transfers are easy to set up and make saving simple

    With automatic transfers, you can start saving toward your goals without anything more than a one-time set-up. You can also make adjustments to your transfers or stop them any time you want.

Ready to start saving?

Setting up automatic transfers
is as easy as 1-2-3.

  • 0.

    to make @index start from 1

  • 1.

    Once clicking “Get Started” below,
    you’ll continue to Online Banking.
    You'll be directed to the Transfers
    tab. There, select Between my
    accounts at Bank of America.

  • 2.

    Fill in the fields: From
    and To (in this case, from your
    checking to your savings) as well
    as the amount and frequency,
    right down to the date.

  • 3.

    Review your information and
    select Make Transfer.

Get started

Another way
to save

  • Keep the Change®

    Keep the Change® rounds
    up your everyday debit card
    purchases to the nearest dollar
    and automatically transfers the
    difference from your checking
    to your savings account.1
    Learn more

* FINRA: Financial Capability in the United States: report of findings from the 2012 financial capability study.

1 Upon enrollment, we will round up your Mastercard® or Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to your Bank of America® savings account. If your savings account enrolled in Keep the Change® is converted to a checking account, Keep the Change® transfers will continue to be made into that account. We may cancel or modify the Keep the Change service at any time without prior notice. Keep the Change is not available for Small Business debit cards.