Lots of people have a savings goal. We make it easier to help reach yours.

Setting up automatic transfers into your savings account can help it build up fast.

Vacations. Rainy day funds. Paying down debt. A down payment on a home or car. 40% of people are actively saving toward their goalsfootnote*. Whatever yours are, see how automatic transfers can help you reach them.

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Small savings add up

Just saving $25 a month adds up to $300 a year even before interest is added, which is a good step toward a vacation or rainy day fund.

Blue Paycheck

Get a paycheck ahead

Divide your paycheck by your number of pay periods per year (usually 12 or 24), then set up a transfer for that amount every payday. In a year, you’ll save an additional paycheck.

Red and Gray Transfers arrows

Transfers are easy to set up, and make saving simple

With automatic transfers, you can start saving toward your goals without anything more than a one-time set up. You can also make adjustments to your transfers or stop them any time you want.

Piggy Bank with Red Coin

Small savings add up

Just saving $25 a month adds up to $300 a year even before interest is added, which is a good step toward a vacation or rainy day fund.

Blue Paycheck

Get a paycheck ahead

Divide your paycheck by your number of pay periods per year (usually 12 or 24), then set up a transfer for that amount every payday. In a year, you’ll save an additional paycheck.

Red and Gray Transfers arrows

Transfers are easy to set up, and make saving simple

With automatic transfers, you can start saving toward your goals without anything more than a one-time set up. You can also make adjustments to your transfers or stop them any time you want.

Ready to start saving?

Setting up automatic transfers is as easy as 1-2-3.

1.

Once clicking "Get Started" below, you'll continue to Online Banking and be directed to the Transfers tab. There, select Between my accounts at Bank of America.

2.

Fill in the fields: From and To (in this case, from your checking to your savings) as well as the amount and frequency, right down to the date.

3.

Review your information and select Make Transfer

Get startedto start saving

Two more ways to save

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Keep the Change®

Keep the Change® rounds up your everyday debit card purchases to the nearest dollar, and automatically transfers the difference from your checking to your savings account. 1
Learn more keep the change

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BankAmericard Cash Rewards™ credit card

Customers who redeem their rewards into an eligible Bank of America® checking or savings account receive an additional 10% rewards bonus. Learn more Cash Rewards

Two more ways to save

Blue Coin in a Pocket

Keep the Change®

Keep the Change® rounds up your everyday debit card purchases to the nearest dollar, and automatically transfers the difference from your checking to your savings account.1 Learn more

keep the change
Debit Card with Red Dollar Sign

BankAmericard Cash Rewards™ credit card

Customers who redeem their rewards into an eligible Bank of America® checking or savings account receive an additional 10% rewards bonus. Learn more

Cash Rewards

1 Upon enrollment, we will round up your Mastercard® or Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to your Bank of America® savings account. If your savings account enrolled in Keep the Change® is converted to a checking account, Keep the Change® transfers will continue to be made into that account. We may cancel or modify the Keep the Change service at any time without prior notice. Keep the Change is not available for Small Business debit cards.