Compare and find the credit card that's right for you
Overview
Customized Cash Rewards
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
Earn Customized Cash Rewards
Cash Rewards Don't Expire
Low Intro APR
$200 Online Bonus after making at least $1,000 in purchases in the first 90 days of account opening
Earn 3% cash back in the category of your choice, like online shopping
Unlimited Cash Rewards
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Earn Unlimited Cash Back
Cash Rewards Don't Expire
Low Intro APR
$200 Online Bonus after making at least $1,000 in purchases in the first 90 days of account opening
Earn unlimited 1.5% cash back on all purchases
Travel Rewards
25,000 online bonus points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
Earn Unlimited Points
Points Don't Expire
No Blackout Dates
No blackout dates
25,000 Online Bonus Points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
BankAmericard®
Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles†
$100 Statement Credit Online Bonus
Save on Interest
No Penalty APR†
Low Intro APR Offer on purchases and qualifying balance transfers for 18 billing cycles†
$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening
Premium Rewards®
50,000 online bonus points, a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
Earn Unlimited Points
Points Don't Expire
Travel Statement Credit
50,000 Online Bonus Points, a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
Compare features & benefits
Bonus offers
$200 Online Bonus
$200 Online Bonus
25,000 Online Bonus Points
$100 Statement Credit Online Bonus
50,000 Online Bonus Points
Rewards
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores or home improvement/furnishings
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter
No expiration on rewards
To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
Unlimited 1.5% cash back on all purchases
No limit to the amount of cash back you can earn
No expiration on rewards
25,000 online bonus points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time
Flexibility to redeem points for a statement credit to pay for travel and dining purchases
No expiration on your points
No blackout dates
No booking restrictions
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50,000 online bonus points, a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
Unlimited 2 points for every $1 spent on travel and dining purchases
Unlimited 1.5 points for every $1 spent on all other purchases
No expiration on your points
Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center
Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases and up to $100 in Airport Security Statement Credits towards Global Entry/TSA Pre✓® application fee, every four years
Pricing
No Annual Fee†
Low intro APR offer on purchases and qualifying balance transfers for 15 billing cycles†
†See Terms and Conditions for Customized Cash Rewards card.
Link opens in a new window for rate, fee and other cost information.
No Annual Fee†
Low intro APR offer on purchases and qualifying balance transfers for 15 billing cycles†
†See Terms and Conditions for Unlimited Cash Rewards card.
Link opens in a new window for rate, fee and other cost information.
No Annual Fee†
Low intro APR offer on purchases for 15 billing cycles†
No foreign transaction fees†
†See Terms and Conditions for Travel Rewards card.
Link opens in a new window for rate, fee and other cost information.
No Annual Fee†
Low intro APR offer on purchases for 18 billing cycles†
Save on interest to help pay down your balance faster
No Penalty APR†: Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
†See Terms and Conditions for BankAmericard® card.
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Low $95 Annual Fee†
No foreign transaction fees†
†See Terms and Conditions for Premium Rewards® card.
Link opens in a new window for rate, fee and other cost information.
Get a 25%-75% rewards bonus with the Bank of America Preferred Rewards program
The Bank of America Preferred Rewards program gives you benefits and rewards across your eligible Bank of America® banking and Merrill® investment accounts. To learn more about the program call 1.888.888.7937
Customized Cash Rewards
Your 3% choice category could go up to 5.25% cash back and the 2% at grocery stores and wholesale clubs could go up to 3.5% for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. The 1% for all other purchases could go up to 1.75%.
Unlimited Cash Rewards
You could earn up to 2.62% cash back on every purchase.
Travel Rewards
Instead of earning an unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time - you could earn up to 2.62 points for each $1 you spend.
BankAmericard®
This card is not a part of the Bank of America Preferred Rewards program.
Premium Rewards®
You could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases.
Overview
Customized Cash Rewards
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
Earn Customized Cash Rewards
Cash Rewards Don't Expire
Low Intro APR
$200 Online Bonus after making at least $1,000 in purchases in the first 90 days of account opening
Earn 3% cash back in the category of your choice, like online shopping
Unlimited Cash Rewards
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Earn Unlimited Cash Back
Cash Rewards Don't Expire
Low Intro APR
$200 Online Bonus after making at least $1,000 in purchases in the first 90 days of account opening
Earn unlimited 1.5% cash back on all purchases
Travel Rewards
25,000 online bonus points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
Earn Unlimited Points
Points Don't Expire
No Blackout Dates
No blackout dates
25,000 Online Bonus Points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
BankAmericard®
Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles†
$100 Statement Credit Online Bonus
Save on Interest
No Penalty APR†
Low Intro APR Offer on purchases and qualifying balance transfers for 18 billing cycles†
$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening
Premium Rewards®
50,000 online bonus points, a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
Earn Unlimited Points
Points Don't Expire
Travel Statement Credit
50,000 Online Bonus Points, a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
These online only offers may not be available if you leave this page or if you visit a Bank of America financial center.
You can take advantage of these offers when you apply now.
Call to apply: 1.877.226.8944
Credit card programs are issued and administered by Bank of America, N.A. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. BankAmericard, Premium Rewards, Merrill, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Airline Incidental Statement Credit. You are eligible for a statement credit of up to $100 each calendar year if you make qualifying airline incidental fee transactions. To qualify, you must use your Premium Rewards® credit card to pay all airline incidental fee transactions. Allow 2-3 weeks from qualifying for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open and not in default at the time of statement credit fulfillment. Qualifying transactions are those purchases made on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers. Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges. The airlines must submit the ancillary fees under the appropriate merchant category code (MCC), industry code or required service or product identifier to be identified as a qualifying airline incidental fee transaction. Purchases made with the following U.S. domestic airline carriers will not qualify for the Airline Incidental Statement Credit: Allegiant Air, Spirit Airlines, and Sun Country Airlines. 0620RLL.PR.AI.SC.0920
Airport Security Statement Credit. You are entitled to up to $100 in statement credits per account every four years in connection with the TSA Pre✓® or Global Entry program when you use your Premium Rewards® credit card to pay the application fee(s). Statement credits, not to exceed a total of $100, will be applied in the order that the qualifying transactions posted to your account. Allow 2-3 weeks from qualifying, for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open with active charging privileges at the time of statement credit fulfillment. TSA Pre ✓® is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Bank of America has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA Pre ✓® programs. For complete details on the TSA Pre✓® program, go to tsa.gov/precheck. For complete details on the Global Entry program, go to http://www.cbp.gov/global-entry/about. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security. 0621RLL.PR.AS.SC.0621
Important Information Concerning Client Ratings and Reviews:
Ratings and reviews are voluntarily submitted by bank customers who have completed a customer feedback survey and are screened against moderation standards prior to publication. Ratings and reviews presented should not be interpreted as the opinions of all customers and are shared for informational purposes only. Not all bank products are included and depending upon your circumstances, there may be products which are more appropriate for you. Bank of America makes no guarantees about the accuracy and/or completeness of such reviews and assumes no liability for any actions taken in reliance upon such customer reviews.
The numerical and visual star rating represents the average total number of accepted reviews per product based on a five star rating scale. The percentage of customers who would recommend the product to a friend represents the average number of “yes” responses to the survey question. Featured reviews are selected based on subjective criteria for marketing purposes. Bank of America reserves the right to remove published reviews at any time and at its discretion. Reviews were selected from all submitted reviews, as of 9/01/2021.
Customized Cash Rewards credit card
Average overall rating:
4.5/5 stars based on 10,564 reviews
of surveyed customers would recommend this card to a friend.
Unlimited Cash Rewards credit card
Average overall rating:
0.0/5 stars based on 0 reviews
of surveyed customers would recommend this card to a friend.
Travel Rewards credit card
Average overall rating:
4.4/5 stars based on 3,329 reviews
of surveyed customers would recommend this card to a friend.
BankAmericard® credit card
Average overall rating:
4.6/5 stars based on 2,793 reviews
of surveyed customers would recommend this card to a friend.