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Cash Rewards Card

Cash Rewards

$150 Online Bonus Offer

after making at least $500 in purchases in the first 90 days of account opening

Now earn 3% cash back

in the category of your choice

Travel Rewards Card

Travel Rewards

25,000 Online Bonus Points Offer:

a $250 value, after making at least $1,000 in purchases in the first 90 days of account opening

Premium Rewards Card

Premium Rewards®

50,000 Online Bonus Points Offer:

a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening

BankAmericard

BankAmericard®

Low Intro APR Offer

on purchases and qualifying balance transfers for 18 billing cycles

Compare features & benefits

Cash Rewards

  • $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of account opening
  • 3% cash back now in the category of your choice: gas, online shopping, dining, travel, drug stores or home improvement/furnishings
    2% cash back at grocery stores and wholesale clubs
    1% cash back on all other purchases
    Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • No expiration on rewards
  • Go to the Mobile Banking app or to Online Banking to change choice category for future purchases once each calendar month, or make no changes and it stays the same.

Travel Rewards

  • 25,000 bonus points: a $250 value, after making at least $1,000 in purchases in the first 90 days of account opening
  • Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time
  • No expiration on your points
  • No blackout dates
    No booking restrictions
    No foreign transaction fees
    10% customer points bonus offer

Premium Rewards®

  • 50,000 bonus points: a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
  • Unlimited 2 points for every $1 spent on travel and dining purchases.
  • Unlimited 1.5 points for every $1 spent on all other purchases.
  • No expiration on your points
  • Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill Edge® and Merrill Lynch® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credit and up to $100 in TSA Pre✓®/Global Entry Statement Credit.

BankAmericard®

  • Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles
  • Save on interest to help pay down your balance faster
  • No Penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply

Customer Ratings & Reviews

no star rating

New reviews coming soon

4.5 star rating

4.5/5 stars (15,431 reviews)

See all reviews

Travel Rewards credit card

Average overall rating:

4.5 star rating

4.5/5 stars based on 15,431 customer reviews

90% of surveyed customers would recommend this card to a friend
4.5 star rating

4.5/5 stars (1,020 reviews)

See all reviews

Premium Rewards® credit card

Average overall rating:

4.5 star rating

4.5/5 stars based on 1,020 customer reviews

88% of surveyed customers would recommend this card to a friend
4.4 star rating

4.4/5 stars (11,674 reviews)

See all reviews

BankAmericard® credit card

Average overall rating:

4.4 star rating

4.4/5 stars based on 11,674 customer reviews

83% of surveyed customers would recommend this card to a friend

Pricing

No Annual Fee

Low intro APR offer

See Terms and Conditions for Cash Rewards card Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer

See Terms and Conditions for Travel Rewards card Link opens in a new window for rate, fee and other cost information.

Low $95 Annual Fee

See Terms and Conditions for Premium Rewards® card Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer

See Terms and Conditions for BankAmericard® card Link opens in a new window for rate, fee and other cost information.

Get a 25%-75% bonus with the Preferred Rewards Program

Preferred Rewards gives you benefits and rewards across your eligible Bank of America banking and Merill Edge investment accounts. To learn more about this program call 1.888.888.7937

Preferred Rewards Bonus Icons

Cash Rewards

Your 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5% for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. The 1% for all other purchases could go up to 1.75%.

Travel Rewards

Instead of earning an unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time - you could get up to 2.62 points for each $1 you spend.

Premium Rewards®

You could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases.

BankAmericard®

This card is not a part of the Preferred Rewards Program.

Call to apply: 1.877.226.8944

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$0 Liability Guarantee, which helps protect you from fraudulent card transactions

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Use of our network of financial centers and ATMs

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Access to our award winning Online and Mobile Banking service

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Chip technology provides enhanced security

Credit card programs are issued and administered by Bank of America, N.A. Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. The Preferred Rewards logo, BankAmericard, Premium Rewards, Merrill Lynch, Merrill Edge, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

Airline Incidental Statement Credit. You are eligible for a statement credit of up to $100 each calendar year if you make qualifying airline incidental transactions. To qualify, you must use your Premium Rewards® credit card to pay all airline incidental transactions. Allow 7 days from qualifying for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open and not in default at the time of statement credit fulfillment. Qualifying transactions are those purchases made on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers. Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges.

Airport Security Statement Credit. You are entitled to one statement credit per account every four years, in connection with either the TSA Pre✓® ($85) or Global Entry ($100) program. To qualify, you must use your Premium Rewards® credit card to pay the application fee. Allow 7 days from qualifying, for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. If you apply for both programs, only one credit will be applied, to the fee that posts to the account first. Your account must be open and not in default at the time of statement credit fulfillment. TSA Pre✓® is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Bank of America has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA Pre✓® programs. For complete details on the TSA Pre® program, go to tsa.gov. For complete details on the Global Entry program, go to globalentry.gov. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security. 0817LL.PR.AI.SC.0817

Important Information Concerning Client Ratings and Reviews:

Ratings and reviews are voluntarily submitted by bank customers who have completed a customer feedback survey and are screened against moderation standards prior to publication. Ratings and reviews presented should not be interpreted as the opinions of all customers and are shared for informational purposes only. Not all bank products are included and depending upon your circumstances, there may be products which are more appropriate for you. Bank of America makes no guarantees about the accuracy and/or completeness of such reviews and assumes no liability for any actions taken in reliance upon such customer reviews.

The numerical and visual star rating represents the average total number of accepted reviews per product based on a five star rating scale. The percentage of customers who would recommend the product to a friend represents the average number of “yes” responses to the survey question. Featured reviews are selected based on subjective criteria for marketing purposes. Bank of America reserves the right to remove published reviews at any time and at its discretion. Reviews were selected from all submitted reviews, as of 10/23/2018.