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Customized Cash Rewards Card

Customized Cash Rewards

$200 Online Bonus

after making at least $1,000 in purchases in the first 90 days of account opening

Earn 3% cash back

in the category of your choice, like online shopping

Unlimited Rewards Card New

New! Unlimited Cash Rewards

$200 Online Bonus

after making at least $1,000 in purchases in the first 90 days of account opening

New! Earn unlimited 1.5% cash back on all purchases

Travel Rewards Card

Travel Rewards

25,000 Online Bonus Points,

a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening

BankAmericard

BankAmericard®

Low Intro APR Offer

on purchases and qualifying balance transfers for 18 billing cycles

$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening

Compare features & benefits

Customized Cash Rewards

  • $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores or home improvement/furnishings
    2% cash back at grocery stores and wholesale clubs
    1% cash back on all other purchases
    Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter
  • No expiration on rewards
  • To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.

New! Unlimited Cash Rewards

  • $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
  • Unlimited 1.5% cash back on all purchases
  • No limit to the amount of cash back you can earn
  • No expiration on rewards

Travel Rewards

  • 25,000 online bonus points, a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
  • Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time
  • Flexibility to redeem points for a statement credit to pay for travel and dining purchases
  • No expiration on your points
  • No blackout dates
    No booking restrictions
    No foreign transaction fees

BankAmericard®

  • Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles
  • $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening
  • Save on interest to help pay down your balance faster
  • No Penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply

Customer ratings & reviews

4.4 star rating

4.4/5 stars (8,949 reviews)

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Customized Cash Rewards credit card

Average overall rating:

4.4 star rating

4.4/5 stars based on 8,949 reviews

88% of surveyed customers would recommend this card to a friend.

New! Reviews coming soon

4.2 star rating

4.2/5 stars (6,456 reviews)

See all reviews

Travel Rewards credit card

Average overall rating:

4.2 star rating

4.2/5 stars based on 6,456 reviews

83% of surveyed customers would recommend this card to a friend.
4.2 star rating

4.2/5 stars (3,680 reviews)

See all reviews

BankAmericard® credit card

Average overall rating:

4.2 star rating

4.2/5 stars based on 3,680 reviews

81% of surveyed customers would recommend this card to a friend.

Pricing

No Annual Fee

Low intro APR offer on purchases and qualifying balance transfers for 15 billing cycles

See Terms and Conditions for Customized Cash Rewards card.
Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer on purchases and qualifying balance transfers for 15 billing cycles

See Terms and Conditions for Unlimited Cash Rewards card.
Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer on purchases for 15 billing cycles

See Terms and Conditions for Travel Rewards card.
Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles

See Terms and Conditions for BankAmericard® card.
Link opens in a new window for rate, fee and other cost information.

Get a 25%-75% rewards bonus with the Bank of America Preferred Rewards program

The Bank of America Preferred Rewards program gives you benefits and rewards across your eligible Bank of America® banking and Merrill® investment accounts. To learn more about the program call 1.888.888.7937

Preferred Rewards Bonus Icons

Customized Cash Rewards

Your 3% choice category could go up to 5.25% cash back and the 2% at grocery stores and wholesale clubs could go up to 3.5% for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. The 1% for all other purchases could go up to 1.75%.

New! Unlimited Cash Rewards

You could earn up 2.62% cash back on every purchase.

Travel Rewards

Instead of earning an unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time - you could earn up to 2.62 points for each $1 you spend.

BankAmericard®

This card is not a part of the Bank of America Preferred Rewards program.

Call to apply: 1.877.226.8944

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of financial centers and ATMs

Access to our award winning Online and Mobile Banking service

The security of a chip card with the convenience of a tap

These online only offers may not be available if you leave this page or if you visit a Bank of America financial center.
You can take advantage of these offers when you apply now. 

Credit card programs are issued and administered by Bank of America, N.A. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. BankAmericard, Premium Rewards, Merrill, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Airline Incidental Statement Credit. You are eligible for a statement credit of up to $100 each calendar year if you make qualifying airline incidental fee transactions. To qualify, you must use your Premium Rewards® credit card to pay all airline incidental fee transactions. Allow 2-3 weeks from qualifying for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open and not in default at the time of statement credit fulfillment. Qualifying transactions are those purchases made on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers. Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges. The airlines must submit the ancillary fees under the appropriate merchant category code (MCC), industry code or required service or product identifier to be identified as a qualifying airline incidental fee transaction. Purchases made with the following U.S. domestic airline carriers will not qualify for the Airline Incidental Statement Credit: Allegiant Air, Spirit Airlines, and Sun Country Airlines. 0620RLL.PR.AI.SC.0920

Airport Security Statement Credit. Before 1/1/21, you are entitled to one statement credit per account every four years, in connection with either the TSA Pre✓® ($85) or Global Entry ($100) program. To qualify, you must use your Premium Rewards® credit card to pay the application fee(s). If you apply for both programs, only one credit will be applied, to the fee that posts to the account first. Beginning 1/1/21, you are entitled to up to $100 in statement credits per account every four years in connection with the TSA Pre✓® or Global Entry program when you use your Premium Rewards® credit card to pay the application fee(s). Statement credits, not to exceed a total of $100, will be applied in the order that the qualifying transactions posted to your account. Allow 2-3 weeks from qualifying, for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open with active charging privileges at the time of statement credit fulfillment. TSA Pre✓® is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Bank of America has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA Pre✓® programs. For complete details on the TSA Pre✓® program, go to tsa.gov/precheck. For complete details on the Global Entry program, go to http://www.cbp.gov/global-entry/about. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security. 0620RLL.PR.AS.SC.1020

Bank of America® Premium Rewards® Grocery Store Enhancement Offer. From 5/3/2021 through 12/31/2021, you will earn 2 base points for every $1 of Grocery Store Net Purchases you make with your Premium Rewards card. Eligible merchant categories and the associated merchant category codes (MCC) for Grocery Store Purchases are the following: grocery store and supermarkets (5411), freezer/meat lockers (5422), candy, nut or confection stores (5441), dairy product stores (5451), bakeries (5462) and Miscellaneous Food Stores (5499). Grocery delivery and meal prep delivery services will be included if the merchant is assigned to one of the eligible MCCs. Excluded from this Grocery Store Category are superstores and smaller stores (like drug stores and convenience stores) that sell groceries and other products. Merchants are assigned an MCC. We do not determine which MCC a merchant chooses to classify itself. Your purchase may not qualify to receive the Grocery Store enhancement earn rate if the merchant does not process transactions under the MCC that corresponds with the Grocery Store Category. This offer will not affect the points you earn on other types of purchases. There is no limit on the number of points you can earn.

Important Information Concerning Client Ratings and Reviews:

Ratings and reviews are voluntarily submitted by bank customers who have completed a customer feedback survey and are screened against moderation standards prior to publication. Ratings and reviews presented should not be interpreted as the opinions of all customers and are shared for informational purposes only. Not all bank products are included and depending upon your circumstances, there may be products which are more appropriate for you. Bank of America makes no guarantees about the accuracy and/or completeness of such reviews and assumes no liability for any actions taken in reliance upon such customer reviews.

The numerical and visual star rating represents the average total number of accepted reviews per product based on a five star rating scale. The percentage of customers who would recommend the product to a friend represents the average number of “yes” responses to the survey question. Featured reviews are selected based on subjective criteria for marketing purposes. Bank of America reserves the right to remove published reviews at any time and at its discretion. Reviews were selected from all submitted reviews, as of 9/28/2020.