Compare and find the credit card that’s right for you

Cash Rewards
$200 Online Bonus Offer
after making at least $1,000 in purchases in the first 90 days of account opening
Earn 3% cash back
in the category of your choice, like online shopping

Travel Rewards
25,000 Online Bonus Points Offer:
a $250 travel statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening

Premium Rewards®
50,000 Online Bonus Points Offer:
a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
Compare features & benefits
Cash Rewards
- $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
-
3% cash back in the category of your choice: gas, online shopping, drug stores, home improvement/furnishings, dining or travel
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter - No expiration on rewards
- Go to the Mobile Banking app or to Online Banking to change choice category for future purchases once each calendar month, or make no change and it stays the same.
Travel Rewards
- 25,000 bonus points: a $250 travel statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening
- Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time
- No expiration on your points
- No blackout dates
No booking restrictions
No foreign transaction fees†
Premium Rewards®
- 50,000 bonus points: a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening
- Unlimited 2 points for every $1 spent on travel and dining purchases.
- Unlimited 1.5 points for every $1 spent on all other purchases.
- No expiration on your points
- Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases and up to $100 in Airport Security Statement Credits towards Global Entry or TSA Pre✓® application fee, every four years.
Customer ratings & reviews
Cash Rewards credit card
Average overall rating:

4.4/5 stars based on 8,949 reviews
Ratings and reviews are voluntarily submitted by bank customers who have completed a customer feedback survey and are screened against moderation standards prior to publication. Ratings and reviews presented should not be interpreted as the opinions of all customers and are shared for informational purposes only. Not all bank products are included and depending upon your circumstances, there may be products which are more appropriate for you. Bank of America makes no guarantees about the accuracy and/or completeness of such reviews and assumes no liability for any actions taken in reliance upon such customer reviews.
The numerical and visual star rating represents the average total number of accepted reviews per product based on a five star rating scale. The percentage of customers who would recommend the product to a friend represents the average number of “yes” responses to the survey question. Featured reviews are selected based on subjective criteria for marketing purposes. Bank of America reserves the right to remove published reviews at any time and at its discretion. Reviews were selected from all submitted reviews, as of 9/28/2020.
Travel Rewards credit card
Average overall rating:

4.2/5 stars based on 6,456 reviews
Ratings and reviews are voluntarily submitted by bank customers who have completed a customer feedback survey and are screened against moderation standards prior to publication. Ratings and reviews presented should not be interpreted as the opinions of all customers and are shared for informational purposes only. Not all bank products are included and depending upon your circumstances, there may be products which are more appropriate for you. Bank of America makes no guarantees about the accuracy and/or completeness of such reviews and assumes no liability for any actions taken in reliance upon such customer reviews.
The numerical and visual star rating represents the average total number of accepted reviews per product based on a five star rating scale. The percentage of customers who would recommend the product to a friend represents the average number of “yes” responses to the survey question. Featured reviews are selected based on subjective criteria for marketing purposes. Bank of America reserves the right to remove published reviews at any time and at its discretion. Reviews were selected from all submitted reviews, as of 9/28/2020.
Premium Rewards® credit card
Average overall rating:

4.2/5 stars based on 1,346 reviews
Ratings and reviews are voluntarily submitted by bank customers who have completed a customer feedback survey and are screened against moderation standards prior to publication. Ratings and reviews presented should not be interpreted as the opinions of all customers and are shared for informational purposes only. Not all bank products are included and depending upon your circumstances, there may be products which are more appropriate for you. Bank of America makes no guarantees about the accuracy and/or completeness of such reviews and assumes no liability for any actions taken in reliance upon such customer reviews.
The numerical and visual star rating represents the average total number of accepted reviews per product based on a five star rating scale. The percentage of customers who would recommend the product to a friend represents the average number of “yes” responses to the survey question. Featured reviews are selected based on subjective criteria for marketing purposes. Bank of America reserves the right to remove published reviews at any time and at its discretion. Reviews were selected from all submitted reviews, as of 9/28/2020.
Pricing
No Annual Fee†
Low intro APR offer on purchases and qualifying balance transfers for 12 billing cycles†
†See Terms and Conditions for Cash Rewards card. Link opens in a new window for rate, fee and other cost information.
No Annual Fee†
Low intro APR offer on purchases for 12 billing cycles†
†See Terms and Conditions for Travel Rewards card. Link opens in a new window for rate, fee and other cost information.
Low $95 Annual Fee†
†See Terms and Conditions for Premium Rewards® card. Link opens in a new window for rate, fee and other cost information.
Get a 25%-75% bonus with the Preferred Rewards Program
The Preferred Rewards program gives you benefits and rewards across your eligible Bank of America banking and Merrill Investment accounts. To learn more about the program call 1.888.888.7937
Cash Rewards
Your 3% choice category could go up to 5.25% cash back and the 2% at grocery stores and wholesale clubs could go up to 3.5% for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. The 1% for all other purchases could go up to 1.75%.
Travel Rewards
Instead of earning an unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time - you could earn up to 2.62 points for each $1 you spend.
Premium Rewards®
You could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases.
Call to apply: 1.877.226.8944
$0 Liability Guarantee, which helps protect you from fraudulent card transactions
Use of our network of financial centers and ATMs
Access to our award winning Online and Mobile Banking service
The security of a chip card with the convenience of a tap