Expect more from your checking account

Open an account with us and enjoy tools, benefits and
rewards that help give you more control over your money.

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$150 Bonus Offer

Bank of America® checking accounts come with great features, including:

Choose the checking account that works for you:

Bank of America
Core Checking®

You use direct deposit and want a straightforward checking account

$25 opening deposit

Mobile and Online Banking1

Thousands of ATMs & financial centers

$12 monthly maintenance fee

Waive this fee with direct deposit or daily balance requirements.

See ways to waive this fee

Bank of America
Interest Checking®

You keep higher balances and want to earn interest on your checking account

$100 opening deposit

Mobile and Online Banking1

Thousands of ATMs & financial centers

No fees for cashier's checks, money orders or Overdraft Protection transfers9 from eligible linked accounts

No fees for standard checks and incoming domestic wires

No monthly maintenance fees for additional accounts10

Earn interest
See rates

$25 monthly maintenance fee

Waive this fee with combined balances in eligible linked accounts.

See ways to waive this fee

Get more rewards with your everyday banking:

A Bank of America checking account
+
the Bank of America Preferred Rewards program
=
Even more benefits

The Preferred Rewards program offers benefits and rewards across your Bank of America relationship. As a Preferred Rewards client, you can enjoy benefits such as no monthly maintenance fees on up to four checking accounts, and as a Platinum or Platinum Honors tier client, no-fee transactions at non-Bank of America ATMs in the U.S. (Platinum tier: one per statement cycle; Platinum Honors tier: unlimited).

Learn more

Need more information about opening an account?

Our Mobile Banking app is certified by J.D. Power* for providing
"An Outstanding Customer Experience."