Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.

Qualifying direct deposit

A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. Please note, this does not include a transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, Merrill Edge® or Merrill Lynch® account.

Qualifying purchase

A qualifying debit card purchase is any purchase of goods or services made in store, by telephone or online using the debit card and/or debit card number associated with the new checking account that qualified for the $150 bonus. Purchases will be qualified based on the day the purchase posts to your new account. Purchases include any payments made using your debit card number but do not include ATM transactions (such as withdrawals).

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Bank of America Core Checking®

No monthly maintenance fee for each statement cycle that you:

Have at least one Qualifying Direct Deposit of $250

or

Maintain a minimum daily balance of $1,500 or more

Students under age 24 are eligible to have this fee waived while
enrolled in high school, college or a vocational program.

Preferred Rewards clients get this fee waived.

Or pay $12/month

Bank of America Interest Checking®

No monthly maintenance fee for each statement cycle that you:

Maintain a combined balance* of at least $10,000 or more

*Combined balances include:
The average daily balance in eligible linked checking
and savings accounts for the statement cycle

AND

The current balances in linked personal CDs and IRAs
at the end of the Interest Checking statement cycle

AND

The current balance (2 business days before the end of the Interest Checking statement cycle)
in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts

Preferred Rewards clients get this fee waived.

Or pay $25/month

Bank of America® Rewards Savings

No monthly maintenance fee for each statement cycle that you:

Maintain a minimum daily balance of at least $500

or

Link your Bank of America Interest Checking® account to your Rewards Savings account
(waiver applies to first 4 savings accounts)

or

When you are a Bank of America Preferred Rewards client
(waiver applies to first 4 checking and savings accounts)

Or pay $8/month

Important Notice

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Está a punto de entrar a un sitio web cuya propiedad o administración no pertenecen a Bank of America. El propietario del sitio es el único responsable del contenido, los productos y servicios ofrecidos, y el nivel de seguridad del sitio web, por lo que debe consultar la política de privacidad y los términos de uso publicados en el sitio. Es posible que la informacíon proporcionada en el sitio web esté disponible solo en inglés.

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