Get digital access to your
debit card right away

Waiting for a replacement debit card to arrive in the mail? Download your temporary digital debit card1 and get access with just a few taps.

A few taps, and you’re ready to go

Now if you open a new account or need to order a replacement card, once the plastic card is ordered you can have instant access to your account without waiting for the new card to arrive in the mail through the Mobile app.2

  • Instant Access

    Once you get your digital card, add it to your Digital Wallet in a few taps right from the Mobile app.

  • Convenient

    Pay in stores at eligible merchants with the Digital Wallet, shop online and visit the contactless ATM.

  • Easy to use

    Open your Digital Wallet and hold your phone over the contactless symbol on the card reader at checkout or at the ATM.

Same powerful card,
brand new convenience

Once your plastic card arrives in the mail remember to activate it and your digital card will automatically update in your Digital Wallet.

There is nothing more you need to do.


Q: What is a digital card?

A: A digital card is a temporary solution you can request through the Bank of America Mobile Banking app while you're waiting for a new or replacement debit card to arrive in the mail. It can be used to make ATM transactions and purchases in stores or online. This digital version of your debit card has the same 16-digit number as your new plastic card, but a temporary CVV and expiration date.

Q: How can I request a digital card?

A: If you are ordering a replacement card in the Bank of America Mobile Banking app, you may be presented with the option to get the digital card after you place your order for a new plastic debit card. If you request a plastic debit card when you are opening an account online, you may be presented with the option to request a digital debit card in the Bank of America Mobile Banking app after your account has been opened.

Q: How do I use my digital card?

A: Tap the debit card image with the grey digital indicator on the Manage Card Settings page in the mobile app to reveal the card number, expiration date, and CVV. Enter these numbers at checkout when shopping online, or add your card to a Digital Wallet, and use it at any Bank of America ATM that accepts cardless transactions, as well as merchants that accept contactless digital payments.

Q: When will my digital card expire?

A: Your digital card expires when you activate the plastic card, or on the last day of the month following the one in which it was issued. If you've loaded your digital card into your Digital Wallet, the update is done for you automatically. You can view your expiration date by tapping on the debit card image with the grey digital indicator on the Manage Card Setting page in the Mobile app. Activate your plastic card as soon as it arrives because once your digital card expires, it is no longer available to use.

Q: Can I add a digital card to my digital wallets?

A: Yes. Simply click on the “add to wallet” button of your choice in the Mobile app. Your card information is updated automatically in your Digital Wallet when you activate your new plastic card.

1 Must be enrolled in Mobile Banking to use our digital debit card feature. The option to use this feature is only available when ordering a replacement plastic debit card in Mobile Banking or in Mobile Banking after a new plastic debit card has been requested as part of an online application. Not all customers or all cards are eligible for our digital card. Replacement card fees may apply for the physical card. You must first add your eligible Bank of America digital card to an eligible digital wallet to complete transactions at Bank of America Cardless ATM locations. Some transaction types may not be available at all locations. The digital card is designed as a temporary debit card that expires on the last date of the month following issuance or when the physical card is activated.

2 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

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