Get a digital card for debit1 into your Digital Wallet in minutes

There’s no need to wait for a plastic debit card to arrive in the mail to start paying with debit. Use our mobile banking app to add your digital card for debit to your wallet with just a few taps.

A few taps, and you’re ready to go

If you have opened a new account or have ordered a replacement debit card, you can get instant access to the money in your account or get cash at an ATM using a digital card for debit1.

  • Instant Access

    Log in to our Mobile Banking app2, and if a digital card for debit is available, a blue banner will appear at the top of your Accounts Overview screen to get you started.

  • Convenient

    Using your card in your Digital Wallet, you can pay in stores where contactless payments are accepted, shop online, and even use it to get cash from our ATMs.

  • Easy to use

    Open your Digital Wallet and hold your phone over the Contactless Symbol on the checkout terminal or at the ATM. No card? No cash? No problem.

It's easy! The card in your Digital Wallet will automatically update

Once your plastic card arrives in the mail remember to activate it and your card will automatically update in your Digital Wallet.

There is nothing more you need to do.


Q: What is a digital card for debit?

A: Think of your digital card for debit like your plastic debit card but it is available in the mobile app and your Digital Wallet. You can use it until your plastic card arrives in the mail. It has the same 16-digit number as your new debit card but a temporary CVV and expiration date. Digital Debit is just as safe as any card used in your Digital Wallet.

Q: How can I request a digital card for debit?

A: After you have requested a new or replacement debit card, sign into the Mobile Banking app and visit your Accounts Overview page. You will see a blue banner at the top of the screen if a digital card for debit is available. Tap the blue banner to make the request.

Q: How do I use my digital card?

A: Tap the debit card image with the gray digital indicator on the Manage Card Settings page in the Mobile Banking app to reveal the card number, expiration date, and CVV. Enter these numbers at checkout when shopping online, or add your card to a Digital Wallet, and use it at any Bank of America ATM that accepts contactless transactions, as well as merchants that accept contactless digital payments.

Q: When will my digital card for debit expire?

A: Your digital card for debit becomes inactive when you activate the plastic card, or on the last day of the month following the one in which it was issued. If you've loaded your digital card for debit into your Digital Wallet, the update is done for you automatically. You can view your expiration date by tapping on the debit card image with the gray digital indicator on the Manage Card Setting page in the Mobile Banking app. Activate your plastic card as soon as it arrives because once your digital card for debit expires, it is no longer available to use.

Q: Can I add a digital card for debit to get cash from an ATM?

A: To use your card at an ATM, hold your digital card for debit that's in your phone's Digital Wallet over the contactless symbol at a Bank of America ATM and you'll be logged in as if you have your plastic card in the machine.

1 Must be enrolled in Mobile Banking to use our digital card for debit feature. The option to use this feature is only available when ordering a replacement plastic debit card in Mobile Banking or in Mobile Banking after a new plastic debit card has been requested as part of an online application. Not all customers or all cards are eligible for our digital card for debit. Replacement card fees may apply for the physical card. You must first add your eligible Bank of America digital card for debit to an eligible digital wallet to complete transactions at Bank of America Cardless ATM locations. Some transaction types may not be available at all locations. The digital card for debit is designed as a temporary debit card that expires on the last date of the month following issuance or when the physical card is activated.

2 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation