Get digital access to your
debit card right away

Waiting for a debit card to arrive in the mail? Download your temporary digital card for debit1 and get access with just a few taps in our Mobile Banking app.

A few taps, and you’re ready to go

If you open a new account or have ordered a replacement debit card, you can now have instant access to the money in your account through the digital card for debit in our Mobile Banking app.2

  • Instant Access

    Log in to our Mobile Banking app, and if a digital card for debit is available, a red banner will appear at the top of your Accounts Overview screen to get you started.

  • Convenient

    Pay in stores at eligible merchants using the Digital Wallet, shop online and use contactlessly at our ATMs.

  • Easy to use

    Open your Digital Wallet and hold your phone over the Contactless Symbol on the checkout terminal or at the ATM.

Same powerful card,
brand new convenience

Once your plastic card arrives in the mail remember to activate it and your card will automatically update in your Digital Wallet.

There is nothing more you need to do.

FAQs

Q: What is a digital card for debit?

A: A digital card for debit is a temporary solution you can request through the Bank of America Mobile Banking app while you're waiting for a new or replacement debit card to arrive in the mail. It can be used to make ATM transactions and purchases in stores or online. This digital version of your debit card has the same 16-digit number as your new plastic card, but a temporary CVV and expiration date.

Q: How can I request a digital card for debit?

A: After you have requested a new or replacement debit card, sign into the Mobile Banking app and visit your Accounts Overview page. You will see a red banner at the top of the screen if a digital card for debit is available. Tap the red banner to make the request.

Q: How do I use my digital card?

A: Tap the debit card image with the gray digital indicator on the Manage Card Settings page in the Mobile Banking app to reveal the card number, expiration date, and CVV. Enter these numbers at checkout when shopping online, or add your card to a Digital Wallet, and use it at any Bank of America ATM that accepts contactless transactions, as well as merchants that accept contactless digital payments.

Q: When will my digital card for debit expire?

A: Your digital card for debit expires when you activate the plastic card, or on the last day of the month following the one in which it was issued. If you've loaded your digital card for debit into your Digital Wallet, the update is done for you automatically. You can view your expiration date by tapping on the debit card image with the gray digital indicator on the Manage Card Setting page in the Mobile Banking app. Activate your plastic card as soon as it arrives because once your digital card for debit expires, it is no longer available to use.

Q: Can I add a digital card for debit to my Digital Wallet?

A: Yes – In the Bank of America Mobile App, tap the menu option in the navigation. Then tap Manage Debit/Credit Card and select the wallet you want to use and follow the easy steps to load your card.

1 Must be enrolled in Mobile Banking to use our digital card for debit feature. The option to use this feature is only available when ordering a replacement plastic debit card in Mobile Banking or in Mobile Banking after a new plastic debit card has been requested as part of an online application. Not all customers or all cards are eligible for our digital card for debit. Replacement card fees may apply for the physical card. You must first add your eligible Bank of America digital card for debit to an eligible digital wallet to complete transactions at Bank of America Cardless ATM locations. Some transaction types may not be available at all locations. The digital card for debit is designed as a temporary debit card that expires on the last date of the month following issuance or when the physical card is activated.

2 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation