Bank of America Debit Visa Card

An exclusive $400 checking
offer1 just for you

This relationship just got even more rewarding: Take advantage of this exclusive bonus offer now.

Now that you've enrolled in this offer, here's what you need to do next:

Step 1

Open a new Bank of America Advantage Banking account by August 31, 2020.

Step 2

Set up and receive qualifying direct deposits of $4,000 or more into your new account within 90 days of account opening.

To be enrolled in this offer, you must have accessed this page via a direct communication (email or digital ad) from Bank of America

With a Bank of America Advantage Banking account, you can:

Get a Debit Chip Card2 with $0 Liability Guarantee3

Quickly send money to friends and family with Zelle®4

Temporarily lock and unlock a misplaced debit card5

Choose your own cash back deals with BankAmeriDeals®6

Set up alerts to help you stay on top of your accounts7

Get more rewards on your everyday banking with Preferred Rewards8

Start by selecting your account setting:

All settings give you convenient 24/7 access to
Mobile and Online Banking,9 thousands of ATMs and more.

Bank of America
Advantage SafeBalance Banking®

A good choice if you want to avoid overdraft fees and don't
write checks.
See details

Bank of America Advantage Plus Banking®

A good choice if you use direct deposit and want a straightforward banking account.
See details

Bank of America Advantage Relationship Banking®

A good choice if you keep higher balances and want multiple accounts and complimentary services.
See details

Bank of America Advantage SafeBalance Banking®

A good choice if you want to avoid overdraft fees and don't
write checks.

$25 opening deposit

No overdraft fees

No paper checks

$4.95 or $0 monthly maintenance fee

This fee is waived for each statement cycle you are enrolled in Preferred Rewards.

Learn more

Bank of America Advantage
Plus Banking®

A good choice if you use direct deposit and want a straightforward banking account.

$100 opening deposit

Multiple ways to waive the monthly fee

Option to add Overdraft Protection10

$12 or $0 monthly maintenance fee

This fee is waived for each statement cycle that you have a qualifying minimum direct deposit, or maintain the minimum daily balance requirements, or are enrolled in Preferred Rewards.

Learn more

Bank of America Advantage Relationship Banking®

A good choice if you keep higher balances and want multiple accounts and complimentary services.

$100 opening deposit

No fees on select services and additional accounts11

Earn interest (See rates)

Option to add Overdraft Protection10

$25 or $0 monthly maintenance fee

This fee is waived for each statement cycle that you maintain the minimum combined balances in eligible linked accounts or are enrolled in Preferred Rewards.

Learn more

Learn more about how you can

Get more rewards with your everyday banking®

No fees

on select everyday banking services and additional accounts

No-fee Transactions

at non-Bank of America ATMs in the U.S.

Interest Rate
Booster

on an eligible savings account±

25% - 75%
Rewards Bonus

on eligible Bank of America credit cards¥

Need more information about opening an account?

1 This offer is limited to those individuals who receive the offer via a direct communication from Bank of America. Offer is intended for new personal checking customers only; you are not eligible if you were an owner or co-owner of a Bank of America personal checking account within the last six (6) months. Fiduciary accounts (e.g., trust accounts) are excluded from this offer. Offer does not apply to business, second or multiple personal checking accounts. Offer expires on August 31, 2020. Bank of America may change or discontinue this offer at any time before this date without notice.

Requirements to Receive the $400 Checking Account Bonus:

(1) Enroll in this offer by requesting enrollment from a Bank of America associate or by clicking the Enroll now button in a direct communication (email or digital ad) from Bank of America.

(2) Open a new eligible Bank of America personal checking account by August 31, 2020, in a financial center, online, or via phone.

(3) Set up and receive Qualifying Direct Deposits of $4,000 or more in your new personal checking account within ninety (90) days of account opening.

A "Qualifying Direct Deposit" is a recurring direct deposit of regular monthly income – such as your salary, pension or Social Security benefit or other eligible regular monthly income, electronically deposited by an employer or other payer into your new checking account. A transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, or Merrill account is not a Qualifying Direct Deposit. Please see the Personal Schedule of Fees (found at bankofamerica.com/fees) for further explanation of eligible regular monthly income.

After you satisfy all of the requirements, we will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days. The new personal checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.

Additional Terms and Conditions: All account applications are subject to approval. The minimum deposit required to open a Bank of America Advantage SafeBalance Banking® account is $25. The minimum deposit required to open a Bank of America Advantage Plus Banking® account is $100. The minimum deposit required to open a Bank of America Advantage Relationship Banking® account is $100, and the Annual Percentage Yield (APY) is as follows: less than $50,000, 0.01%; $50,000 and over, 0.02%. APYs are accurate as of 04/22/2020. For today's rates, select the applicable account at bankofamerica.com/depositsrates. Rates may change at any time without prior notice, before or after the account is opened, and may vary by location. Fees may reduce earnings. Accounts, product terms, and fees may vary by state, and we may discontinue and/or add new account types at any time. Please consult a financial center, visit bankofamerica.com or see the Personal Schedule of Fees (found at bankofamerica.com/fees) for additional information about available products and services.

To receive your bonus you must provide all of the information we require in connection with opening the account. This includes information we require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable). The value of this bonus may constitute taxable income to you. Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of such bonus. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

Reproduction, purchase, sale, transfer or trade of this offer is prohibited. Offer cannot be combined with any other checking offer and is limited to one bonus per new personal checking customer and account. Balances or transactions that count towards qualification for this offer cannot be counted towards qualification for any other offer.

2 The chip on your debit card provides additional security only when used at a terminal or ATM that is chip-enabled.

3 The $0 Liability Guarantee covers fraudulent transactions made by others using your Bank of America consumer debit and ATM cards. To be covered, report transactions made by others promptly, and don't share personal or account information with anyone. Access to funds next business day in most cases, pending resolution of claim. Consult customer and account agreements for full details.

4 Zelle should only be used to send money to friends, family or others you trust.

We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle.

5 When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock will not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier fees may apply.

6 You must be enrolled in Online Banking or Mobile Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® debit or credit card or Merrill credit card. Earned cash back will be credited into an eligible consumer deposit or credit account within 30 days following redemption. For more information, please read the program terms of use. Data connection required. Wireless carrier fees may apply.

7 You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage.

8 You are eligible to enroll in the Preferred Rewards program if you have an active. eligible Bank of America® personal checking or Bank of America Advantage Banking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The combined balance is calculated based on your average daily balance for a three calendar month period. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. Your benefits become effective within one month of your enrollment, or for new accounts within one month of account opening, unless we indicate otherwise. For details on employee qualification requirements, please call Employee Financial Services or visit the Bank of America intranet site.

9 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

10 Overdraft Protection Transfer fees may apply. Please refer to your Personal Schedule of Fees for details.

11 Three (3) additional interest checking accounts and four (4) additional savings accounts with no monthly maintenance fee.

Visit the Preferred Rewards page on bankofamerica.com/preferred-rewards for a list of no-fee banking services.

Preferred Rewards Platinum and Platinum Honors tier members using a Bank of America® debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals, balance inquiries and balance transfers (1 each per statement cycle for Platinum tier members, unlimited for Platinum Honors tier members) from non-Bank of America ATMs in the U.S. and U.S. territories.

± The Bank of America Advantage Savings interest rate booster is only available to enrolled Preferred Rewards members. Your enrollment in Preferred Rewards will not automatically convert any existing savings account to a Bank of America Advantage Savings account without your request. If your enrollment in the Preferred Rewards program is discontinued, the interest rate booster may be discontinued. Visit bankofamerica.com/savings for current rates.

¥ Certain credit cards are eligible to receive the Preferred Rewards bonus. Enrolled Preferred Rewards members can receive a Preferred Rewards bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors tier based on their Program tier and type of card. If your product receives the 10% customer bonus, the Preferred Rewards bonus will replace the 10% customer bonus. The Bank of America® Cash Rewards credit card Preferred Rewards bonus will be applied after all base and bonus cash rewards have been calculated on a purchase. For example, a $100 purchase that earns 3% ($3.00) will actually earn $3.75, $4.50 or $5.25 based on your tier when the purchase posts to your account. For all other eligible card types, a purchase that earns 100 base points will actually earn 125, 150 or 175 points based on your tier when the purchase posts to your account. The Preferred Rewards bonus is not applied to any account opening bonus, if applicable. The Preferred Rewards bonus also does not apply to the bonus earn for certain programs. This information can be found in the Program Rules associated with those credit cards. Other terms and conditions apply. Please refer to your card's Program Rules for details about how you will receive the Preferred Rewards bonus. Program Rules are mailed upon account opening and are accessible through the rewards redemption site via Online Banking or by calling the number on the back of your card.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Bank of America Advantage SafeBalance Banking, Bank of America Advantage Plus Banking, Bank of America Advantage Relationship Banking, BankAmeriDeals, "Get more rewards with your everyday banking", Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.