Opening your U.S. bank account
You may find that you need a U.S. bank account right away.
That's where we come in.
Application process and requirements
To apply for an account, you need to visit a Bank of America financial center.
1.Required documents
You must be living in the U.S. in order to open an account and you'll need to provide both your foreign and your U.S. address.*
Home or permanent residence address
This must include building name or number and street name, city or town, state or province, country.
U.S. physical address
Only one of the following documents is needed:
- Government-issued ID with photo
- Student ID with address and photo
- Current utility bill with your name and address
- Other (rental agreement, etc.)
*A post office box or locally known mail drop location (such as Mail Boxes) is not an acceptable U.S. physical address.
You will need two forms of identification.
Primary ID
Only one of the following documents is needed:
- Foreign passport with or without passport visa (with photo)
- U.S. Non Immigrant visa and Border Crossing Card-DSP-150 (with photo)
- Mexican, Guatemalan, Dominican, Colombian Consular ID (with photo)
- Canadian Citizenship Certificate Card (with photo)
Secondary ID
Only one of the following documents is needed:
- Foreign driver's license with photo or U.S. driver's license
- U.S. student ID validated for current term or school year (with photo)
- Debit or major credit card with Visa® or Mastercard® logo
- Major retail credit card from a nationally well-known company
- U.S. Department of State Diplomat ID
- Mexican Voter Registration Card (with photo)
Foreign Tax Identification Number (FTIN)
An FTIN issued by a country other than the U.S. A U.S. TIN/ITN is not required unless you’ve been issued one.
2.Visit us
Pick a time and location that’s convenient for you.
3.Start banking
Once everything is in order, you’ll be able to start enjoying conveniences like the Mobile Banking app1, debit card and digital wallets – designed to help manage your finances.
You must be living in the U.S. in order to open an account and you'll need to provide both your foreign and your U.S. address.*
Home or permanent residence address
This must include building name or number and street name, city or town, state or province, country.
U.S. physical address
Only one of the following documents is needed:
- Government-issued ID with photo
- Student ID with address and photo
- Current utility bill with your name and address
- Other (rental agreement, etc.)
*A post office box or locally known mail drop location (such as Mail Boxes) is not an acceptable U.S. physical address.
You will need two forms of identification.
Primary ID
Only one of the following documents is needed:
- Foreign passport with or without passport visa (with photo)
- U.S. Non Immigrant visa and Border Crossing Card-DSP-150 (with photo)
- Mexican, Guatemalan, Dominican, Colombian Consular ID (with photo)
- Canadian Citizenship Certificate Card (with photo)
Secondary ID
Only one of the following documents is needed:
- Foreign driver's license with photo or U.S. driver's license
- U.S. student ID validated for current term or school year (with photo)
- Debit or major credit card with Visa® or Mastercard® logo
- Major retail credit card from a nationally well-known company
- U.S. Department of State Diplomat ID
- Mexican Voter Registration Card (with photo)
Foreign Tax Identification Number (FTIN)
An FTIN issued by a country other than the U.S. A U.S. TIN/ITN is not required unless you’ve been issued one.
Pick a time and location that’s convenient for you.
3.Start banking
Once everything is in order, you’ll be able to start enjoying conveniences like the Mobile Banking app1, debit card and digital wallets – designed to help manage your finances.
Once everything is in order, you’ll be able to start enjoying conveniences like the Mobile Banking app1, debit card and digital wallets – designed to help manage your finances.
Requirements
If you're a non-resident alien, you must apply in person at one of our financial centers to open your account.
Preparation
You must be living in the U.S. to open your account. You'll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.
Action
Once you have all your information collected and ready, find a time to see us.
If you're a non-resident alien, you must apply in person at one of our financial centers to open your account.
You must be living in the U.S. to open your account. You'll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.
Action
Once you have all your information collected and ready, find a time to see us.
Once you have all your information collected and ready, find a time to see us.
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1 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
2 Fiduciary titled accounts, including UTMA/UGMA, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee. Please refer to your Personal Schedule of Fees for more information.
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