Get convenience and security with Mobile Banking1 Take control with the Spending and Budgeting4 tool in the mobile app Deposit checks8 easily with the mobile app Mobile alerts9 help you stay on top of your accounts Meet Erica,2 your virtual financial
assistant in the mobile app

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There’s so much you can do with the Mobile Banking app

  • Touch ID® or Face ID®5Quickly and securely sign in to our app. No need to type in your passcode.

  • Pay bills6Schedule secure bill payments to people or businesses, including amount and when to pay.

  • Transfer money7Move money between your accounts quickly and securely.

  • Deposit checks8Get immediate confirmation a check was received, with an image you can save or print.

  • Mobile app alerts9Choose alerts to monitor everything from available balances to unusual card activity.

  • Customizable DashboardSelect the accounts and features that are most important to you.

  • FICO® Score for free10Get monthly access to your FICO® Score without negatively impacting your credit.

  • Mobile OrdersConveniently place orders for foreign currency and save time at the bank.

  • BankAmeriDeals®11Earn up to 15% cash back deals at stores, restaurants and more.

  • Digital WalletsA fast, secure way to make in-store, in-app or online purchases using your phone.

  • Go cardless12Set up cash withdrawals in advance and save time at the ATM.

  • Card replacementLost your card? Our app makes it easy to replace it from almost anywhere.


Your security comes first with us

  • Mobile Banking
    Security Guarantee13We’ll help keep your information safe. And you’re covered against fraudulent transactions.

  • Lock and unlock your misplaced debit card14Temporarily lock your misplaced debit card and unlock it when you find it.

  • Unusual activity alertsIf you receive an alert for unusual activity on your account, you can immediately confirm if the purchases are valid.


See how mobile banking works

    Want a secure, easy way to bank on the go?

    Download the app today. It’s safe, simple and convenient.

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    Get the App

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    Enter your cell phone number


    1 Mobile Banking: Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

    2 Erica: The mobile feature, Erica, is only available in the English language. This feature requires that you download the latest version of the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

    Erica Image Disclosure: The screens depicted above are for illustrative purposes only and may not appear exactly as Erica responds in the mobile app.

    3 Zelle: Zelle should only be used to send money to friends, family or others you trust.

    We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle.

    4 Spending & Budgeting: The Spending & Budgeting tool is currently available to clients with a personal checking or savings account, credit card, a linked Merrill investment account, as well as a Small Business checking or savings account.

    5 Touch ID® or Face ID®: Certain devices are eligible for enrollment in Touch ID®, Face ID® or fingerprint sign-in. If eligible, you will have the option to enroll by following the prompts within the Mobile Banking app. If you store multiple fingerprints on your device including those of additional persons, those persons will also be able to access your Bank of America Mobile Banking app via fingerprint, including the ability to access a call center, when Touch ID or fingerprint is enabled. Data connection required. Wireless carrier fees may apply.

    6 Bill pay: Before using Bill Pay in Mobile Banking, you may need to first enroll in the service through Online Banking.

    7 Transfers: Fees apply to wires and certain transfers. See the Online Banking Service Agreement for details. Data connection required for online and mobile transfers. Wireless carrier fees may apply.

    8 Mobile Check Deposits: Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app menu, select Deposit Checks, then Help for details and other terms and conditions. Message and data rates may apply.

    9 Alerts: Device must support ability to receive push notifications. Mobile app alerts are not available for all devices or in our web-based Mobile Banking. Message and data rates may apply.

    10 FICO: The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.

    11 BankAmeriDeals: You must be enrolled in Online Banking or Mobile Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® debit or credit card or Merrill® credit card. Earned cash back will be credited into an eligible consumer deposit or credit account within 30 days following redemption. For more information, please read the program terms of use. Data connection required. Wireless carrier fees may apply.

    12 Cardless ATM: Transactions set up in advance on your mobile device will be available for 24 hours. Your ability to complete a withdrawal at the ATM will depend on the available funds in your account at that time.

    13 Online and Mobile Banking Security Guarantee: You are not liable for fraudulent Online and Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. See Section 5 of our Online Banking Service Agreement for full terms and conditions.

    14 Debit Lock/Unlock: When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock will not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier fees may apply.

    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

    Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

    Android, Google Play, and the Google Play logo are trademarks of Google Inc.

    BankAmeriDeals, Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.