Business Advantage

Earn a $300 statement credit**on select cards

  • Get $300 statement credit when you make at least $3,000 in
    net purchases within 90 days of your account opening**
  • Earn 3% cash back in the category of your choice: gas stations
    (default), office supply stores, travel, TV/telecom & wireless,
    computer services or business consulting services
  • Earn 2% cash back on dining (for the first $50,000 in combined
    choice category/dining purchases each calendar year, 1%
    thereafter)
  • Unlimited 1% cash back on all other purchases
  • No annual fee
  • 0% APR on purchases for the first 9 billing cycles
  • Redeem your cash rewards as a statement credit, check, or have
    cash deposited into your Bank of America checking or savings
    account
  • Go to the Mobile Banking app or to Online Banking to change
    your choice category for future purchases once each calendar
    month, or make no change and the category stays the same.

You can earn up to 75% more cash back on every purchase if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business. That means you could earn up to 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

See how much cash back you can earn

Calculate now
Terms and Conditions What you need to apply

Business Advantage Cash Rewards Mastercard® credit card

How much cash back could you be earning?

Use the sliders to find out.

Earn 3% cash back
How much do you spend on average per month on thecategory of your choice (gas stations, office supply stores,travel, TV/ telecom & wireless, computer services orbusiness consulting services)?*
$0
$6,500
$0.00
cash back
per month
Earn 2% cash back
How much do you spend on average per
month on dining?
$0
$2,500
$0.00
cash back
per month
Earn 1% cash back
How much do you spend on average per month
on everyday purchases?
(Excludes purchases from the 2% and 3% categories below)
$0
$7,500
$0.00
cash back per month
PROJECTED CASH BACK
$4,000
$3,500
$3,000
$2,500
$2,000
$1,500
$1,000
$500
$0
$0.00
per month
$0.00
per year
Total Cash Back

This calculator is for illustrative purposes only. Actual rewards earned will depend upon your individual purchases.

*For the first $50,000 in combined choice category and dining purchases each calendar year, 1% thereafter.