Business Advantage Earn a $200 statement credit*on select cards

Cardholder benefits

The control you want | The value you deserve | The service you expect

Bank of America® offers business credit cards with online account management and valuable rewards. Click to learn more about the types of benefits available for being a Bank of America® customer.


Bank of America is committed to providing you more control, value and clarity in your relationship with us.

  • Your rates on existing balances will only change if your promo ends or the prime rate changes.
  • Your promo rate will always last for the full promo period.
  • Extended grace period on purchases — at least 25 days from your statement closing date.
  • Our Clarity Commitment™ summary provides an easy–to–understand synopsis of your business card's rates, fees and payment information.
  • Security

    Enjoy around–the–clock peace of mind and less hassle if credit or charge card fraud happens.

  • Zero Liability Protection for unauthorized transactions1
  • Fraud monitoring — we review how and where your cards are being used and may block potential fraud if abnormal patterns are detected
  • Fraud alerts — we will contact you by phone, email or text message if we suspect fraudulent activity
  • Get Employee Misuse Protection against card misuse by terminated employees up to $100,000 per cardholder2
  • Convenience & service

    Respecting your busy schedule is a top priority. That's why we make it easy to contact our customer support specialists and access your account when it matters most to you.

  • Reach dedicated customer service and small business sales specialists for advice and help
  • Access your accounts at thousands of ATMs and financial centers coast to coast
  • Manage your account and pay bills online with Online Banking3
  • Use your card worldwide — wherever Visa® or Mastercard® cards are accepted
  • Financial power

    We help you separate and track expenses on monthly and annual statements so you can monitor costs, quickly access your records and ultimately make better decisions. We also offer:

  • MyReport Center, which allows you to run detailed reports on spending at both the company and employee levels
    • View the past 13 months of your automatically categorized spending history
    • Download your reports easily using a variety of Excel — based formats
    • Search transactions and run customizable reports at both the company and employee level
  • QuickBooks® compatible products for convenient account management
  • Automatic Bill Payments through Online Banking
  • Comprehensive security and purchase protection
  • Flexible account management resources
  • Daily balances and detailed transaction reports
  • Alerts to monitor important activities taking place in your account
  • Value

    Business cards offer more than convenience and control. They also offer ways to protect your purchases, get travel accident or auto rental insurance coverage and improve cash flow.

  • Extended purchase security protection doubles the manufacturer's warranty period — up to one additional year4
  • Up to $250,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars4
  • Employee cards at no additional cost to you (with credit limits you set) allow you to accelerate your rewards earnings. See individual cards for details.