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Credit Lines

See how credit lines for business credit cards work.
ARNG9XQ7 01.07.2020

Music Throughout

GRAPHIC: How credit lines for business credit cards work BANK OF AMERICA Logo

HOST: Did you know your Bank of America business credit card account has separate lines of credit for each employee? Think of your corporate credit limit as a pie. Cardholders can have as many slices as they want

GRAPHIC: Pie with Total corporate line $20,000

HOST: as long as there’s enough

GRAPHIC: Pie sliced in 4 with $5,000

HOST: pie to go around.

GRAPHIC: Pie sliced in 4 with $12,500
$2,500
$3,000
$12,500

HOST: This means the total of the balances on

GRAPHIC: Pie sliced in 4 with $17k
$1k
$1k
$1k

HOST: each individual card

GRAPHIC: 4 business advantage cash rewards

HOST: must be less than or equal to

GRAPHIC: Employee 01 Balance $12,500
Employee 02 Balance $3,000
Employee 03 Balance $2,500
Employee 04 Balance $2,500

HOST: the total corporate limit at all times. You can control how large of a credit line

GRAPHIC: TOTAL CORPORATE LIMIT $20,000
Employee 01 Balance $12,500
Employee 02 Balance $3,000
Employee 03 Balance $2,500
Employee 04 Balance $2,500

HOST: you give each employee to best suit your business needs.

GRAPHIC: TOTAL CORPORATE LIMIT $20,000
Employee 01 Balance $17,000
Employee 02 Balance $1,000
Employee 03 Balance $1,000
Employee 04 Balance $1,000

HOST: Let’s say you’re working on a project and you authorized an employee to make a large purchase. Then another employee asks to buy supplies

HOST: just as you get an alert that your corporate account is near its limit. You can call us to increase

GRAPHIC: ALERT: Your corporate account is near its limit

Alert disclosures: You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier’s message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage."

Sequence shortened disclosure: "Sequences shortened. Screen images simulated."

HOST: your employee's and corporate credit line, so you won't run out of credit when you need it

GRAPHIC: Animated Smart Phone Calling Bank of America

HOST: and there's plenty of pie to go around!

GRAPHIC: Pie sliced in 4 with $5,000

HOST: Set credit lines for your Business Advantage credit card in Online Banking today.

Music Ends

End Card: BANK OF AMERICA Logo

Set credit lines for your Business Advantage credit card in Online Banking.

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Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Mastercard is a registered trademark of Mastercard International Incorporated, and is used by the issuer pursuant to license. Bank of America, N.A. Member FDIC.

© Bank of America Corporation.

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ARNG9XQ7 01.07.2020
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Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Mastercard is a registered trademark of Mastercard International Incorporated, and is used by the issuer pursuant to license.

Merrill Edge is available through Merrill Lynch, Pierce, Fenner, & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Investment Products:
Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

MLPF&S is a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC) and a wholly owned subsidiary of Bank of America Corporation.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit cards are issued and administered by Bank of America, N.A.

Business Advantage Relationship Rewards (the program) is only available to Small Business, Merrill Lynch® Small Business, and Bank of America Private Bank Small Business clients. Other categories of clients, such as those commonly referred to as Business Banking, Global Commercial Banking, Global Corporate Investment Banking, or Institutional clients are not eligible to participate in the program. Subject to certain exceptions, eligible business checking accounts generally are any Small Business checking account and the following Analyzed checking accounts: Full Analysis Business Checking or Analyzed Business Interest Checking. Clients in the eligible business categories may enroll in the program if you have an active, eligible Bank of America business checking account, and maintain a combined balance in any combination of your qualifying Bank of America® business deposit accounts and/or your qualifying Merrill Edge® and/or Merrill Lynch® business investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The combined balance is calculated based on either (i): your average daily balance for a three calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement within thirty days of opening that account. Bank of America Private Bank Small Business clients are automatically enrolled in the program at the Platinum Honors tier as long as you maintain your Bank of America Private Bank relationship. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Program benefits subject to change.

© Banc of America Merchant Services, LLC. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. Merchant Services are provided by Bank of America, N.A. and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

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