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Business vs. Personal Credit Cards

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GRAPHIC: Use a credit card designed for business BANK OF AMERICA Logo

HOST: With a Bank of America business credit card, you’re able to manage your business finances more effectively than you can with your personal credit card and it can even help to build your business credit. No more wondering whether purchases are business or personal, because now you have separate statements for each.

GRAPHIC: Business Advantage Cash Rewards Card, Business statement sheet, Personal statement sheet

HOST: Because your business credit card gives each of your employees their own account number and credit limit, you can easily track employee spending. And if an employee makes fraudulent charges you’re protected. Another benefit comes in handy at tax time.

GRAPHIC: 4-cards with statement sheets

HOST: Detailed reporting, delivered in a snap. Now that’s convenient.

GRAPHIC: Bank of America Online Banking webpage

HOST: Manage your business finances more effectively, with a Business Advantage credit card.

GRAPHIC: Business Advantage Cash Rewards Card

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BANK OF AMERICA Logo

Manage your business finances more effectively, with a Business Advantage credit card.

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Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Mastercard is a registered trademark of Mastercard International Incorporated, and is used by the issuer pursuant to license. Bank of America, N.A. Member FDIC.

© Bank of America Corporation.

Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

Credit Security: Additional terms and conditions apply. Details for zero liability and purchase protection will be available when you receive your card. Details for employee misuse will be provided through the owner or authorized officer's online banking profile, located in the new account's Information and Services tab.
ARFTFK5S 01.03.2020
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Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Mastercard is a registered trademark of Mastercard International Incorporated, and is used by the issuer pursuant to license.

Merrill Edge is available through Merrill Lynch, Pierce, Fenner, & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Investment Products:
Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

MLPF&S is a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC) and a wholly owned subsidiary of Bank of America Corporation.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit cards are issued and administered by Bank of America, N.A.

Business Advantage Relationship Rewards (the program) is only available to Small Business, Merrill Lynch® Small Business, and U.S. Trust® Small Business clients. Other categories of clients, such as those commonly referred to as Business Banking, Global Commercial Banking, Global Corporate Investment Banking, or Institutional clients are not eligible to participate in the program. Subject to certain exceptions, eligible business checking accounts generally are any Small Business checking account and the following Analyzed checking accounts: Full Analysis Business Checking or Analyzed Business Interest Checking. Clients in the eligible business categories may enroll in the program if you have an active, eligible Bank of America business checking account, and maintain a combined balance in your qualifying Bank of America® business deposit accounts and/or your qualifying Merrill Edge® and/or Merrill Lynch® business investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The combined balance is calculated based on your average daily balance for a three calendar month period. U.S. Trust® Small Business clients are automatically enrolled in the program at the Platinum Honors tier as long as you maintain your U.S. Trust relationship. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Program benefits subject to change.

© Banc of America Merchant Services, LLC. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. Merchant Services are provided by Bank of America, N.A. and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

QuickBooks, Intuit and the Intuit logo are registered trademarks of Intuit Inc., used under license. Bank of America and the Bank of America logo, Merrill Edge, and Merrill Edge Financial Solutions Advisor are registered trademarks of Bank of America Corporation. All other trademarks are property of their respective owners.

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