Premium Rewards® credit card Apply Now Life / Better Connected ™ logo

Day / Seized

The extra rewards you deserve, for all of life’s adventures.

Premium Rewards Credit Card

Premium Rewards® credit card

Rewards redemption that puts flexibility first

You’ve truly earned this life. Now, enjoy the card that lets you redeem points toward what matters most to you. Choose a statement credit, deposit into your eligible Bank of America® or Merrill Lynch® accounts and much more, all for a low $95 annual fee.Footnote

Bonus points

after you make at least $3,000 in purchases in the first 90 days of account opening. That’s $500 worth of rewards.

Unlimited earning

Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.

Airline Incidental Statement Credit

Get up to a $100 Airline Incidental Statement Credit annually for qualifying purchases.

Easier travel

Get up to a $100 Airport Security Statement Credit toward TSA Pre✓® or Global Entry application fee, every four years.

Other Rewards

Get used to getting more

Preferred Rewards and Banking Rewards for Wealth Management clients earn up to 75% bonus rewards. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases.

Need help deciding? Call 866.222.8355866.222.8355

Merrill Lynch clients can contact their financial advisor to apply or learn more.

For information about rates, fees, other costs and benefits associated with the use of the credit card or to apply, click on Apply now and refer to the disclosures accompanying the online credit card application.

Airline Incidental Statement Credit. You are eligible for a statement credit of up to $100 each calendar year if you make qualifying airline incidental transactions. To qualify, you must use your Premium Rewards® credit card to pay all airline incidental transactions. Allow seven days from qualifying for the statement credit to post to your account. You are responsible for payment of all charges until the statement credit posts to your account. Your account must be open and not in default at the time of statement credit fulfillment. Qualifying transactions are those purchases made on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges and airport lounge fees affiliated with eligible airline carriers. Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges. 0817LL.PR.AI.SC.0817

Airport Security Statement Credit. You are entitled to one statement credit per account every four years, in connection with either the TSA Pre✓® ($85) or Global Entry ($100) program. To qualify, you must use your Premium Rewards® credit card to pay the application fee. A statement credit will post to your account within seven days after the application fee is charged to your card. You are responsible for payment of all charges until the statement credit posts to your account. If you apply for both programs, only one credit will be applied to the fee that posts to the account first. Your account must be open and not in default at the time of statement credit fulfillment. TSA Pre✓® is a U.S. government program, operated by the U.S. Transportation Security Administration (TSA). Global Entry is a U.S. government program, operated by U.S. Customs and Border Protection (CBP). Bank of America has no control over either program, including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA Pre✓® programs. For complete details on the TSA Pre✓® program, go to tsa.gov. For complete details on the Global Entry program, go to globalentry.gov. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security. 0817LL.PR.AS.SC.0817

Preferred Rewards Program. You are eligible to enroll in the Preferred Rewards program if you have an active, eligible Bank of America® personal checking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill Edge® and Merrill Lynch® investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. Visit bankofamerica.com/preferred-rewards for additional program details.

Credit Card Preferred Rewards Bonus. Enrolled clients with Bank of America® Premium Rewards® credit cards can receive a Preferred Rewards bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors tier with each purchase. That means a purchase that earns 100 base points will actually earn 125, 150, or 175 points, based on your tier when the purchase posts to your account. Travel and dining purchases—which earn 2 points per dollar spent—will also qualify for a Preferred Rewards bonus. For example, a $100 travel or dining purchase that earns 200 base points will actually earn 250, 300, or 350 points, based on your tier when the purchase posts to your account. You will not receive the Preferred Rewards bonus when you redeem your Points. Other terms and conditions apply. Additional details about the Preferred Rewards bonus are available in your card’s Program Rules, which are mailed upon account opening and are accessible through the rewards redemption site via Online Banking or by calling the number on the back of your card.

Banking Rewards for Wealth Management Program. You are eligible to enroll in the Banking Rewards for Wealth Management program if you have an active, eligible Bank of America® personal checking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill Edge® and Merrill Lynch® investment accounts of at least $250,000. Additional conditions apply.

Credit Card Banking Rewards Bonus. Enrolled clients with Bank of America® Premium Rewards® credit cards can receive the Banking Rewards bonus of 75% with each purchase. That means a purchase that earns 100 base points will actually earn 175 points when the purchase posts to your account. Travel and dining purchases—which earn 2 points per dollar spent—will also qualify for a Banking Rewards bonus. For example, a $100 travel or dining purchase that earns 200 base points will actually earn 350 points when the purchase posts to your account. You will not receive the Banking Rewards bonus when you redeem your Points. Other terms and conditions apply. Additional details about the Banking Rewards bonus are available in your card’s Program Rules, which are mailed upon account opening and are accessible through the rewards redemption site via Online Banking or by calling the number on the back of your card.

Credit card programs are issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. Bank of America, Premium Rewards and the Bank of America logo are registered trademarks of Bank of America Corporation.

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