Your wheelchair-accessible vehicle is waiting

It takes only a few clicks to apply for a low-rate auto loan.

Low rates

Apply to see if you qualify for a low rate when you purchase.

Single-loan solution

The loan covers a new or used van, as well as adaptive equipment.

Easy online application and quick decision

Our mobile friendly app can help you find out your rate ahead of time.1

Interest rate discount

You may be eligible for a rate discount of up to 0.50% as a Preferred Rewards Member.2

Getting started is quick and easy

To see if you qualify, fill out our online application. There’s no fee and most decisions take about 60 seconds.

View our Bank of America Auto loans Eligibility Requirements and Conditions

New Car (Dealer):

Example: A 5-year, fixed-rate new car loan for $37,000 would have 60 monthly payments of $692 each, at an annual percentage rate (APR) of 3.54%.

Used Car (Dealer):

Example: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $451 each, at an annual percentage rate (APR) of 3.14%.

1 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

2 Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members or Preferred Rewards for Wealth Management clients at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you to Bank of America and not applications submitted through dealerships. Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

3 Franchise dealers sell new and used cars for auto manufacturers such as Ford®, General Motors®, Chrysler®, Honda® and others. Independent dealers are not affiliated with an auto manufacturer and may sell many different brands of vehicles. Bank of America does not finance vehicles purchased from independent dealers other than CarMax®, Hertz Car Sales®, Enterprise Car Sales and Carvana. All authorized dealers can be found using the dealer locator tool.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.