It’s fast, safe, and free.1
It’s Zelle®.

Send and receive money with friends and family, right from our app2 direct to their bank accounts — typically in minutes.1

How it works:

  • Fast and Safe

    Send and receive money typically in minutes1 while keeping your account information private.3

  • Easy

    All you need is a U.S. bank account and a U.S. mobile number or email.

  • Free

    Zelle is free in our Mobile app and Online Banking.

  • Nearly Everywhere

    It works with almost any bank in the U.S., and money is sent directly between accounts.

Get-started section

Get started

Open the Bank of America® Mobile Banking app. Sign in and tap “Transfer | Zelle®,” and then follow the on-screen instructions.

Not a Bank of America customer? You can still send and receive money with Zelle. Get started at zellepay.com.

Send section

Send money

Need to pay your roommate for your share of the cable bill or rent? It doesn’t even matter where they bank.1

Zelle is available to millions of people at banks within the U.S. Friends and family can receive money by downloading the Zelle app or using their bank’s app. Once they enroll, money will arrive directly to their bank account typically in minutes.1

See transaction limits

Zelle is available to millions of people at banks within the U.S. Friends and family can receive money by downloading the Zelle app or using their bank’s app. Once they enroll, money will arrive directly to their bank account typically in minutes.1

See transaction limits

Receive section

Receive money

All you need to do is enroll your U.S. mobile number or email address, and the money will be sent directly into your Bank of America® account. You’ll receive the money typically in minutes1 and be set up to receive future payments.

Start using
Zelle today.

Enter your U.S. mobile number and we’ll
text you a link to download the
Bank of America® Mobile Banking app so
you can get started.

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Get the app

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Send

Thank you!

A message has been sent to

(XXX) XXX XXXX

Not a Bank of America customer?
You can still send and receive money with Zelle.
Go to zellepay.com to get started.

Learn more about Zelle in our Mobile Banking app

Explore our FAQs

1 Zelle should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle. Regular account fees apply. Payments made between consumers enrolled with Zelle do not typically incur transaction fees.

Zelle and the related Zelle marks are wholly owned by Early Warning Services, LLC and are used herein under license.

2 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

3 You are not liable for fraudulent Online and Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. See Section 5 of our Online Banking Service Agreement for full terms and conditions.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.