Need to pay your roommate for your share of the cable bill or rent? Simple. It doesn’t even matter where they bank.2
You just need a bank account in the U.S. and a U.S. mobile
Use Zelle right from the Bank of America mobile app with no fees to send or
Millions of people have it in their bank’s app or the Zelle app is available
Open the Bank of America® Mobile Banking app. Sign in and tap “Transfer | Zelle®”, then follow the simple on screen instructions.
Not a Bank of America customer? You can still send and receive money with Zelle. Go to zellepay.com to get started.
Get set up so you’re ready to receive money with Zelle. All you need to do is enroll your U.S. mobile number or email and the money will move directly into your Bank of America account. You’ll receive the money in minutes2 and also be set up to receive future payments.
1Sign in and tap “Transfer | Zelle®” Then tap “Begin Setup” or “Manage Settings” and follow the instructions.
2Add the email or U.S. mobile number the sender used to contact you.
3Check your text messages or email for a one-time code, so we can confirm it’s you.
Looking for a nice way to ask a friend for money from last night’s dinner or need money from Mom? No problem.2
1Sign in and tap “Transfer | Zelle®”
2Select “Request” and choose from the list or enter the email address of the person who owes you money.
3Enter the amount and select deposit account and tap “Continue.”
4Review your request, add a message. The recipient will receive an email request to send you money.
Going in on a group gift and need to collect everyone’s share? Easy.2
1Sign in and tap “Transfer | Zelle®”
2Tap “Split” and select or enter the email of the contacts who owe you money.
3Enter the total you're requesting. The app will calculate each person's share; you can change each amount if it’s not an even split.
4Tap “Request money.” The recipients will receive an email request to send you money.
1 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
2 Zelle should only be used to send money to friends, family or others you trust.
We recommend that you do not use Zelle to send money to persons that you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer deposit account to a domestic bank account or debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with delivery details immediately after you schedule the transfer. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for details, including cut-off and delivery times. Payment requests to persons not already enrolled in Zelle must be sent to a U.S. email address. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle.
3 You are not liable for fraudulent Online and Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. See Section 5 of our Online Banking Service Agreement for full terms and conditions.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.