Zelle® for your business

It’s a fast, safe and easy way for businesses to send, request and receive money directly between eligible bank accounts in the U.S.1

How it works:

  • Send and receive payments

    Use your eligible domestic business bank account and a U.S. mobile number or email address

  • No fees

    Use Zelle right from Bank of America's mobile2 or online banking with no fees to send or receive your money

  • It’s fast and safe

    Receive money in minutes3 using only your U.S. mobile number or email so your account information remains private

Get-started section

Get started

Open the Bank of America® Mobile Banking app. Sign in and tap “Transfer | Zelle®”, then follow the simple on screen instructions.

Send section

Receive section

Receive money

Get set up so you’re ready to receive customer payments with Zelle. All you need to do is enroll your U.S. mobile number or email and the money will move directly into your Bank of America business account. You’ll receive the money in minutes3 and also be set up to receive future payments.

Request section

Split section

Start using
Zelle today.

Download the Bank of America® Mobile app to get started

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Get the app

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Explore our FAQs

1 To send to or receive money with a small business, a consumer must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle. Small businesses are not able to enroll in the Zelle app with a debit card, and cannot send or receive payments from consumers enrolled in the Zelle app using a debit card.

2 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

3 Zelle should only be used to send money to friends, family or others you trust.

We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Payment requests to others not already enrolled in Zelle must be sent to an email address. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle.

4 To receive money from a small business, a vendor must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.