Zelle® for your business.

It’s a fast, safe and easy way for businesses to send, request and receive money directly between eligible bank accounts in the U.S.1

How it works:

  • Fast and Safe

    Send and receive money typically in minutes2 while keeping your account information private.

  • Easy

    Use your eligible domestic business bank account and a U.S. mobile number or email address.

  • Free

    Use Zelle to send or receive your money right from the Bank of America® Mobile3 app or Online Banking with no fees.

Get-started section

Get started

Open the Bank of America® Mobile Banking app. Sign in and tap “Transfer | Zelle®”, then follow the on-screen instructions.

Send section

As a small business client, you may be able to send up to $15,000 per day with Zelle.

See transaction limits

Receive section

Receive money

Get set up so you’re ready to receive money with Zelle. All you need to do is enroll your U.S. mobile number or email address, and the money sent to you from an eligible person will be sent directly to your Bank of America account. You’ll receive the money typically in minutes2 and be set up to receive future payments.

Request section

Start using
Zelle today.

Download the Bank of America® Mobile app to get started

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Get the app

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Enter your U.S. mobile number and we’ll text you a link to download our app


Explore our FAQs

1 To send or receive money with a small business, a consumer must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle. Small businesses are not able to enroll in the Zelle app, and cannot send or receive payments from consumers enrolled in the Zelle app.

2 Zelle should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle. Regular account fees apply. Payments made between consumers enrolled with Zelle do not typically incur transaction fees.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

3 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

4 To receive money from a small business, a vendor must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.