When you need cash but are short on time, use our mobile app to set up an ATM withdrawal in advance and your cash will be ready for pick up at any Bank of America ATM when you get there.
Begin by signing in to the Bank of America Mobile Banking app, then:
At any Bank of America ATM you can pick up your cash by simply inserting your ATM/debit card at the ATM as you normally do, and then answer the on-screen questions and enter your ATM/debit card PIN to complete your withdrawal.
At Bank of America Cardless ATMs, select your Bank of America debit card in Apple Pay, Samsung Pay, Android Pay or Microsoft Wallet. Hold your mobile device over the contactless symbol on the ATM; answer the on-screen questions and enter your ATM/Debit card PIN to complete your withdrawal. Digital wallet service is available at ATMs where you see this symbol.
Make sure to use the same ATM/debit card that was selected for your ATM withdrawal in the Bank of America Mobile Banking app when picking up your cash at the ATM. If a different ATM/debit card is used at the ATM, you will not be able to complete the withdrawal you set up in the Bank of America Mobile Banking app.
No. Available balance in your account is confirmed when you set up your ATM withdrawal in the Bank of America Mobile app; however, no deduction is made to your account until you arrive at the ATM and we are able to confirm the available funds in your account at the time you pick up your cash. If funds are no longer sufficient to complete your withdrawal, your transaction will be declined.
You will have 24 hours to visit any Bank of America ATM to pick up your cash, otherwise your transaction will expire.
You can set up one withdrawal at a time.
You may withdraw up to $800 in a single transaction, if this amount does not exceed your available account balance or daily ATM withdrawal limit for your ATM/debit card at the time of set up and when you actually pick up the cash.
You may choose one of the following receipt options in the Bank of America Mobile Banking app when setting up an ATM withdrawal:
Your receipt will be printed or emailed when you pick up your cash at any Bank of America ATM. If you are using the Bank of America Mobile Banking app in Spanish, your email or paper receipt will also be in Spanish.
You may set up an ATM withdrawal from your checking or savings account that allows ATM access using your Bank of America ATM/debit card.
Note: Savings accounts have a limit on withdrawals and transfers of 6 per monthly statement cycle (or each month if you have a quarterly statement cycle). Refer to the Schedule of Fees for your account.
Yes, you may set up an ATM withdrawal from your Small Business checking or savings account that allows ATM access using your Bank of America Small Business ATM/debit card.
Yes, if you choose to cancel your withdrawal, you must cancel it using the Bank of America Mobile Banking app.
If you don’t cancel the withdrawal earlier, your transaction will expire if you don’t pick up your cash at an ATM within 24 hours.
Yes, you may set up your ATM withdrawal using the Bank of America Mobile app in both English and Spanish.
No. For your security, when picking up your cash at a Bank of America ATM you are required to use your Bank of America ATM/debit card or digital wallet and also enter your ATM/debit card PIN.
Forgot your card or in a rush? Use your smartphone to get cash and make deposits at select Bank of America ATMs using your digital walletFootnote 1 including Android Pay™, Apple Pay® or Samsung Pay. Set up is easy – just upload your eligible debit card to your digital wallet.
Eligible cards: Consumer Debit Cards, US Trust Debit Cards, Small Business Debit Cards (owner card only).
Bank of America cardless ATMs can be found at select locations nationwide where you see the contactless symbol. To locate Cardless ATMs, visit Bank of America locations.
We offer the ability to withdraw cash, check balances and transfer funds. Some cardless ATMs allow you to make deposits with more being added this year.
Apple Pay®, Android Pay™, Samsung Pay and Microsoft Wallet can be used at a cardless ATM. See bankofamerica.com/ways2pay for information on wallets and eligible devices.
If you have a phone eligible for Apple Pay®, Android Pay™ or Samsung Pay, you can add your cards right from our Mobile Banking app by going to Account Management and choosing to add a card to your phone’s wallet. Otherwise, go to bankofamerica.com/ways2pay and choose your device. Then click on the FAQ link for instructions on how to add your debit card to your digital wallet.
We recommend that you lock your phone display with a fingerprint or PIN. Using this type of security setting for your device will help prevent unauthorized access to your phone contents, including access to an ATM. You may also manage your debit cards in Online Banking if a device is lost or stolen. If you cannot locate your device, you can lock or delete your virtual cards by signing into Online Banking and selecting Profile & Settings, and then Digital Wallets & Virtual Cards Settings.
No, Bank of America credit cards are not currently eligible for cardless ATM transactions.
For more information on ATMs, visit ATM FAQs.